Virginia · HMDA 2025
Mortgage lenders in Surry County, VA
95 lenders reported 377 home-loan applications in Surry County in 2025. 187 closed as loans ($47.1M), 69 were denied — a 26.5% denial rate on decided applications, above the Virginia rate of 20.2%. The three most active lenders handled 17% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 377
- Loans originated
- 187
- Purchase / refinance
- 84 / 69
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Surry County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 25 | 6.6% | — |
| 2 | Rocket Mortgage, LLC | 20 | 5.3% | — |
| 3 | Navy Federal Credit Union 66 out of 100, Moderate | 18 | 4.8% | 32.9% |
| 4 | Truist Bank 63 out of 100, Moderate | 18 | 4.8% | 40.8% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 18 | 4.8% | — |
| 6 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 14 | 3.7% | — |
| 7 | LANGLEY Federal Credit Union 54 out of 100, Below average | 13 | 3.4% | 21.7% |
| 8 | MOVEMENT MORTGAGE, LLC | 12 | 3.2% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 12 | 3.2% | — |
| 10 | NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION, INC. DBA BAYPORT CREDIT UNION | 12 | 3.2% | — |
| 11 | NEWREZ LLC | 10 | 2.7% | — |
| 12 | VILLAGE CAPITAL & INVESTMENT LLC | 9 | 2.4% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 8 | 2.1% | — |
| 14 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 1.9% | — |
| 15 | TIDEWATER MORTGAGE SERVICES, INC. | 7 | 1.9% | — |
| 16 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 7 | 1.9% | — |
| 17 | AmeriSave Mortgage Corporation | 6 | 1.6% | — |
| 18 | PLANET HOME LENDING, LLC | 6 | 1.6% | — |
| 19 | SOUTHERN TRUST MORTGAGE, LLC | 6 | 1.6% | — |
| 20 | MUTUAL OF OMAHA MORTGAGE, INC. | 6 | 1.6% | — |
| 21 | Mortgage Research Center, LLC | 5 | 1.3% | — |
| 22 | C & F Mortgage Corporation | 5 | 1.3% | — |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 1.1% | 14.1% |
| 24 | AMERICAN FINANCIAL RESOURCES, INC. | 4 | 1.1% | — |
| 25 | 1ST ADVANTAGE FEDERAL CREDIT UNION 90 out of 100, Very strong | 4 | 1.1% | 28.0% |
| 26 | Towne Bank 74 out of 100, Strong | 4 | 1.1% | 6.6% |
| 27 | Presidential Bank, FSB 51 out of 100, Below average | 4 | 1.1% | 6.9% |
| 28 | Primis Bank | 4 | 1.1% | — |
| 29 | NATIONSTAR MORTGAGE LLC | 4 | 1.1% | — |
| 30 | Primis Mortgage Company | 4 | 1.1% | — |
| 31 | Broker Solutions, Inc. | 3 | 0.8% | — |
| 32 | ZILLOW HOME LOANS, LLC | 3 | 0.8% | — |
| 33 | Plains Commerce Bank 59 out of 100, Moderate | 3 | 0.8% | 10.0% |
| 34 | Towne Mortgage, LLC | 3 | 0.8% | — |
| 35 | Colonial Farm Credit, ACA | 3 | 0.8% | — |
| 36 | PHH Mortgage Corporation | 3 | 0.8% | — |
| 37 | CMG MORTGAGE, INC. | 2 | 0.5% | — |
| 38 | 21st Mortgage Corporation | 2 | 0.5% | — |
| 39 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.5% | 22.2% |
| 40 | Loandepot.Com, LLC | 2 | 0.5% | — |
Top 40 of 95 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps