Virginia · HMDA 2025
Mortgage lenders in Wise County, VA
103 lenders reported 818 home-loan applications in Wise County in 2025. 358 closed as loans ($49.2M), 212 were denied — a 35.2% denial rate on decided applications, above the Virginia rate of 20.2%. The three most active lenders handled 36% of applications, led by EASTMAN CREDIT UNION. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 818
- Loans originated
- 358
- Purchase / refinance
- 202 / 88
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wise County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | EASTMAN CREDIT UNION 91 out of 100, Very strong | 149 | 18.2% | 26.9% |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 99 | 12.1% | — |
| 3 | Rocket Mortgage, LLC | 48 | 5.9% | — |
| 4 | FIRST BANCORP, INC. | 39 | 4.8% | — |
| 5 | 21st Mortgage Corporation | 38 | 4.6% | — |
| 6 | Powell Valley National Bank 78 out of 100, Strong | 34 | 4.2% | 15.0% |
| 7 | Truist Bank 63 out of 100, Moderate | 32 | 3.9% | 40.8% |
| 8 | CROSSCOUNTRY MORTGAGE, INC. | 31 | 3.8% | — |
| 9 | Mortgage Research Center, LLC | 28 | 3.4% | — |
| 10 | Appalachian Community Federal Credit Union 70 out of 100, Strong | 28 | 3.4% | 11.5% |
| 11 | MOVEMENT MORTGAGE, LLC | 21 | 2.6% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 17 | 2.1% | — |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 12 | 1.5% | — |
| 14 | Loandepot.Com, LLC | 10 | 1.2% | — |
| 15 | Broker Solutions, Inc. | 10 | 1.2% | — |
| 16 | Farmers and Miners Bank | 9 | 1.1% | — |
| 17 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 9 | 1.1% | 74.7% |
| 18 | TRIAD FINANCIAL SERVICES, INC. | 8 | 1.0% | — |
| 19 | FIGURE LENDING LLC | 8 | 1.0% | — |
| 20 | FREEDOM MORTGAGE CORPORATION | 8 | 1.0% | — |
| 21 | AmeriSave Mortgage Corporation | 7 | 0.9% | — |
| 22 | SOUTHWEST STAGE FUNDING, LLC | 7 | 0.9% | — |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 0.7% | 14.1% |
| 24 | New Peoples Bank, Inc. 76 out of 100, Strong | 6 | 0.7% | 5.9% |
| 25 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 6 | 0.7% | — |
| 26 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 0.6% | 32.9% |
| 27 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 5 | 0.6% | 22.2% |
| 28 | Discover Bank | 5 | 0.6% | — |
| 29 | ROSS MORTGAGE CORPORATION | 5 | 0.6% | — |
| 30 | CARRINGTON MORTGAGE SERVICES, LLC | 5 | 0.6% | — |
| 31 | Coastal Community Bank 35 out of 100, Low | 5 | 0.6% | 3.0% |
| 32 | NEWREZ LLC | 4 | 0.5% | — |
| 33 | SPRING EQ, LLC | 4 | 0.5% | — |
| 34 | Lee Bank & Trust Company 82 out of 100, Strong | 4 | 0.5% | 20.5% |
| 35 | AMERICAN FINANCING CORPORATION | 4 | 0.5% | — |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 4 | 0.5% | — |
| 37 | VILLAGE CAPITAL & INVESTMENT LLC | 4 | 0.5% | — |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.4% | 44.7% |
| 39 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.4% | — |
| 40 | NEW DAY FINANCIAL, LLC | 3 | 0.4% | — |
Top 40 of 103 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Virginia
- Fairfax County 40,597 apps
- Virginia Beach city 23,030 apps
- Prince William County 22,278 apps
- Loudoun County 22,017 apps
- Chesterfield County 20,714 apps
- Henrico County 15,494 apps
- Chesapeake city 14,973 apps
- Norfolk city 10,756 apps
- Spotsylvania County 9,422 apps
- Stafford County 9,411 apps
- Richmond city 7,953 apps
- Newport News city 7,787 apps