Wisconsin · HMDA 2025
Mortgage lenders in Bayfield County, WI
145 lenders reported 721 home-loan applications in Bayfield County in 2025. 418 closed as loans ($92.8M), 120 were denied — a 21.5% denial rate on decided applications, above the Wisconsin rate of 16.2%. The three most active lenders handled 22% of applications, led by Superior Choice Credit Union. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 721
- Loans originated
- 418
- Purchase / refinance
- 201 / 131
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Bayfield County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Superior Choice Credit Union 56 out of 100, Moderate | 63 | 8.7% | 22.8% |
| 2 | Rocket Mortgage, LLC | 49 | 6.8% | — |
| 3 | Northern State Bank 78 out of 100, Strong | 44 | 6.1% | 14.7% |
| 4 | Associated Bank, National Association | 33 | 4.6% | — |
| 5 | Johnson Financial Group 73 out of 100, Strong | 32 | 4.4% | 7.8% |
| 6 | Chippewa Valley Bank 74 out of 100, Strong | 29 | 4.0% | 6.3% |
| 7 | BMO Bank National Association 83 out of 100, Strong | 17 | 2.4% | 40.5% |
| 8 | NEWREZ LLC | 15 | 2.1% | — |
| 9 | Mortgage Research Center, LLC | 15 | 2.1% | — |
| 10 | Security State Bank 93 out of 100, Very strong | 14 | 1.9% | 9.1% |
| 11 | National Bank of Commerce 70 out of 100, Strong | 14 | 1.9% | 4.8% |
| 12 | PENNYMAC LOAN SERVICES, LLC | 13 | 1.8% | — |
| 13 | U.S. Bank National Association 55 out of 100, Moderate | 13 | 1.8% | 39.5% |
| 14 | University of Wisconsin Credit Union 68 out of 100, Moderate | 11 | 1.5% | 15.4% |
| 15 | COMPEER FINANCIAL, FLCA | 10 | 1.4% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 10 | 1.4% | — |
| 17 | Bankers' Bank 69 out of 100, Moderate | 9 | 1.2% | 13.0% |
| 18 | Royal Credit Union 73 out of 100, Strong | 9 | 1.2% | 11.3% |
| 19 | MISSION LOANS, LLC | 9 | 1.2% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 8 | 1.1% | 14.1% |
| 21 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 8 | 1.1% | 22.2% |
| 22 | Loandepot.Com, LLC | 8 | 1.1% | — |
| 23 | Broker Solutions, Inc. | 8 | 1.1% | — |
| 24 | CROSSCOUNTRY MORTGAGE, INC. | 8 | 1.1% | — |
| 25 | Bay Bank 59 out of 100, Moderate | 8 | 1.1% | 34.4% |
| 26 | GUILD MORTGAGE COMPANY | 7 | 1.0% | — |
| 27 | Old National Bank 59 out of 100, Moderate | 7 | 1.0% | 22.1% |
| 28 | Bremer Bank, National Association | 7 | 1.0% | — |
| 29 | AmeriSave Mortgage Corporation | 6 | 0.8% | — |
| 30 | Summit Credit Union | 6 | 0.8% | — |
| 31 | Frandsen Bank & Trust 71 out of 100, Strong | 6 | 0.8% | 7.9% |
| 32 | Coastal Community Bank 35 out of 100, Low | 6 | 0.8% | 3.0% |
| 33 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 0.7% | — |
| 34 | Discover Bank | 5 | 0.7% | — |
| 35 | PNC Bank, National Association 62 out of 100, Moderate | 5 | 0.7% | 33.8% |
| 36 | FIGURE LENDING LLC | 5 | 0.7% | — |
| 37 | NATIONSTAR MORTGAGE LLC | 5 | 0.7% | — |
| 38 | AFFINITY PLUS | 5 | 0.7% | — |
| 39 | LOWER, LLC | 5 | 0.7% | — |
| 40 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 5 | 0.7% | — |
Top 40 of 145 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wisconsin
- Milwaukee County 34,631 apps
- Dane County 22,884 apps
- Waukesha County 19,347 apps
- Brown County 10,627 apps
- Racine County 9,168 apps
- Rock County 7,985 apps
- Outagamie County 7,887 apps
- Kenosha County 6,979 apps
- Winnebago County 6,765 apps
- Washington County 6,309 apps
- Marathon County 5,233 apps
- Walworth County 4,998 apps