Wisconsin · HMDA 2025
Mortgage lenders in Columbia County, WI
208 lenders reported 3,076 home-loan applications in Columbia County in 2025. 2,030 closed as loans ($460.9M), 404 were denied — a 15.8% denial rate on decided applications, close to the Wisconsin rate of 16.2%. The three most active lenders handled 42% of applications, led by Summit Credit Union. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,076
- Loans originated
- 2,030
- Purchase / refinance
- 786 / 753
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Columbia County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Summit Credit Union | 892 | 29.0% | — |
| 2 | University of Wisconsin Credit Union 68 out of 100, Moderate | 275 | 8.9% | 15.4% |
| 3 | Associated Bank, National Association | 120 | 3.9% | — |
| 4 | Fairway Independent Mortgage Corporation | 88 | 2.9% | — |
| 5 | Rocket Mortgage, LLC | 81 | 2.6% | — |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 68 | 2.2% | 39.5% |
| 7 | Bank First, N.A. 68 out of 100, Moderate | 63 | 2.0% | 9.2% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 56 | 1.8% | — |
| 9 | Landmark Credit Union | 51 | 1.7% | — |
| 10 | BMO Bank National Association 83 out of 100, Strong | 49 | 1.6% | 40.5% |
| 11 | NEWREZ LLC | 45 | 1.5% | — |
| 12 | GUILD MORTGAGE COMPANY | 44 | 1.4% | — |
| 13 | Mortgage Research Center, LLC | 44 | 1.4% | — |
| 14 | Farmers and Merchants Union Bank 78 out of 100, Strong | 43 | 1.4% | 9.1% |
| 15 | THOMPSON KANE & COMPANY, INC | 42 | 1.4% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 37 | 1.2% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 33 | 1.1% | 14.1% |
| 18 | Zippy Loans, LLC | 33 | 1.1% | — |
| 19 | National Exchange Bank and Trust 88 out of 100, Very strong | 31 | 1.0% | 11.7% |
| 20 | COMPEER FINANCIAL, FLCA | 30 | 1.0% | — |
| 21 | Bell Bank 59 out of 100, Moderate | 30 | 1.0% | 7.1% |
| 22 | Heartland Credit Union (Madison) | 28 | 0.9% | — |
| 23 | Baraboo State Bank 84 out of 100, Strong | 27 | 0.9% | 17.5% |
| 24 | UNITED SHORE FINANCIAL SERVICES, LLC | 26 | 0.8% | — |
| 25 | Prosperity Home Mortgage, LLC | 26 | 0.8% | — |
| 26 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 26 | 0.8% | 9.1% |
| 27 | 21st Mortgage Corporation | 25 | 0.8% | — |
| 28 | Lake Ridge Bank 68 out of 100, Moderate | 24 | 0.8% | 7.4% |
| 29 | Loandepot.Com, LLC | 20 | 0.7% | — |
| 30 | NATIONSTAR MORTGAGE LLC | 20 | 0.7% | — |
| 31 | Old National Bank 59 out of 100, Moderate | 19 | 0.6% | 22.1% |
| 32 | Bank of Sun Prairie 68 out of 100, Moderate | 19 | 0.6% | 12.0% |
| 33 | Westby Co-op Credit Union 77 out of 100, Strong | 19 | 0.6% | 4.0% |
| 34 | DMB Community Bank 69 out of 100, Moderate | 18 | 0.6% | 8.7% |
| 35 | Navy Federal Credit Union 66 out of 100, Moderate | 17 | 0.6% | 32.9% |
| 36 | TRIAD FINANCIAL SERVICES, INC. | 17 | 0.6% | — |
| 37 | Broker Solutions, Inc. | 15 | 0.5% | — |
| 38 | The Park Bank 64 out of 100, Moderate | 15 | 0.5% | 9.1% |
| 39 | LAKEVIEW LOAN SERVICING, LLC | 14 | 0.5% | — |
| 40 | VILLAGE CAPITAL & INVESTMENT LLC | 14 | 0.5% | — |
Top 40 of 208 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wisconsin
- Milwaukee County 34,631 apps
- Dane County 22,884 apps
- Waukesha County 19,347 apps
- Brown County 10,627 apps
- Racine County 9,168 apps
- Rock County 7,985 apps
- Outagamie County 7,887 apps
- Kenosha County 6,979 apps
- Winnebago County 6,765 apps
- Washington County 6,309 apps
- Marathon County 5,233 apps
- Walworth County 4,998 apps