Wisconsin · HMDA 2025
Mortgage lenders in La Crosse County, WI
216 lenders reported 4,148 home-loan applications in La Crosse County in 2025. 2,912 closed as loans ($732.7M), 354 were denied — a 10.5% denial rate on decided applications, below the Wisconsin rate of 16.2%. The three most active lenders handled 36% of applications, led by ALTRA Federal Credit Union. 23 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,148
- Loans originated
- 2,912
- Purchase / refinance
- 1,331 / 917
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in La Crosse County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | ALTRA Federal Credit Union 78 out of 100, Strong | 1,226 | 29.6% | 9.3% |
| 2 | CONSUMER REAL ESTATE FINANCE CO. | 130 | 3.1% | — |
| 3 | Associated Bank, National Association | 123 | 3.0% | — |
| 4 | Servion, Inc. | 106 | 2.6% | — |
| 5 | MARINE CREDIT UNION 53 out of 100, Below average | 104 | 2.5% | 44.9% |
| 6 | Merchants Bank, National Association 73 out of 100, Strong | 100 | 2.4% | 5.9% |
| 7 | FIREFIGHTERS CREDIT UNION | 99 | 2.4% | — |
| 8 | Rocket Mortgage, LLC | 84 | 2.0% | — |
| 9 | Governmental Employees Credit Union 60 out of 100, Moderate | 76 | 1.8% | 0.0% |
| 10 | The First National Bank Of Bangor 83 out of 100, Strong | 72 | 1.7% | 2.3% |
| 11 | Mortgage Research Center, LLC | 67 | 1.6% | — |
| 12 | WNB FINANCIAL, N.A. 76 out of 100, Strong | 66 | 1.6% | 6.7% |
| 13 | UNION HOME MORTGAGE CORP. | 65 | 1.6% | — |
| 14 | State Bank Financial 73 out of 100, Strong | 63 | 1.5% | 0.0% |
| 15 | PENNYMAC LOAN SERVICES, LLC | 62 | 1.5% | — |
| 16 | BMO Bank National Association 83 out of 100, Strong | 62 | 1.5% | 40.5% |
| 17 | NEWREZ LLC | 61 | 1.5% | — |
| 18 | VERVE, A CREDIT UNION 65 out of 100, Moderate | 60 | 1.4% | 10.2% |
| 19 | Coulee Bank 39 out of 100, Low | 57 | 1.4% | 5.6% |
| 20 | CROSSCOUNTRY MORTGAGE, INC. | 54 | 1.3% | — |
| 21 | Park Bank 63 out of 100, Moderate | 48 | 1.2% | 5.9% |
| 22 | Citizens State Bank of La Crosse 76 out of 100, Strong | 47 | 1.1% | 4.6% |
| 23 | U.S. Bank National Association 55 out of 100, Moderate | 45 | 1.1% | 39.5% |
| 24 | University of Wisconsin Credit Union 68 out of 100, Moderate | 42 | 1.0% | 15.4% |
| 25 | River Bank 73 out of 100, Strong | 41 | 1.0% | 7.3% |
| 26 | 1st Community Credit Union 68 out of 100, Moderate | 40 | 1.0% | 19.3% |
| 27 | Union State Bank 82 out of 100, Strong | 39 | 0.9% | 4.1% |
| 28 | 21st Mortgage Corporation | 36 | 0.9% | — |
| 29 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 34 | 0.8% | 14.1% |
| 30 | AMERIHOME MORTGAGE COMPANY, LLC | 33 | 0.8% | — |
| 31 | Bluff View Bank 90 out of 100, Very strong | 33 | 0.8% | 2.9% |
| 32 | FREEDOM MORTGAGE CORPORATION | 33 | 0.8% | — |
| 33 | FIRST COLONY MORTGAGE CORPORATION | 32 | 0.8% | — |
| 34 | UNITED SHORE FINANCIAL SERVICES, LLC | 31 | 0.7% | — |
| 35 | CO-OP Credit Union 70 out of 100, Strong | 31 | 0.7% | 3.3% |
| 36 | Citizens Bank, National Association 54 out of 100, Below average | 30 | 0.7% | 32.5% |
| 37 | Alerus Financial, National Association 70 out of 100, Strong | 30 | 0.7% | 10.1% |
| 38 | Granite Bank 53 out of 100, Below average | 23 | 0.6% | 6.2% |
| 39 | Broker Solutions, Inc. | 22 | 0.5% | — |
| 40 | GUILD MORTGAGE COMPANY | 22 | 0.5% | — |
Top 40 of 216 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wisconsin
- Milwaukee County 34,631 apps
- Dane County 22,884 apps
- Waukesha County 19,347 apps
- Brown County 10,627 apps
- Racine County 9,168 apps
- Rock County 7,985 apps
- Outagamie County 7,887 apps
- Kenosha County 6,979 apps
- Winnebago County 6,765 apps
- Washington County 6,309 apps
- Marathon County 5,233 apps
- Walworth County 4,998 apps