Wisconsin · HMDA 2025
Mortgage lenders in Manitowoc County, WI
213 lenders reported 3,403 home-loan applications in Manitowoc County in 2025. 2,253 closed as loans ($411.4M), 424 were denied — a 15.2% denial rate on decided applications, below the Wisconsin rate of 16.2%. The three most active lenders handled 25% of applications, led by Bank First, N.A.. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,403
- Loans originated
- 2,253
- Purchase / refinance
- 947 / 790
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Manitowoc County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Bank First, N.A. 68 out of 100, Moderate | 302 | 8.9% | 9.2% |
| 2 | UNITEDONE Credit Union 73 out of 100, Strong | 289 | 8.5% | 13.8% |
| 3 | Community First | 267 | 7.8% | — |
| 4 | KOHLER CREDIT UNION 71 out of 100, Strong | 233 | 6.8% | 9.0% |
| 5 | FOX COMMUNITIES Credit Union 73 out of 100, Strong | 189 | 5.6% | 4.0% |
| 6 | SHORELINE CREDIT UNION 66 out of 100, Moderate | 148 | 4.3% | 10.7% |
| 7 | Associated Bank, National Association | 127 | 3.7% | — |
| 8 | Rocket Mortgage, LLC | 117 | 3.4% | — |
| 9 | U.S. Bank National Association 55 out of 100, Moderate | 97 | 2.9% | 39.5% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 68 | 2.0% | — |
| 11 | Mortgage Research Center, LLC | 67 | 2.0% | — |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 61 | 1.8% | — |
| 13 | MARINE CREDIT UNION 53 out of 100, Below average | 49 | 1.4% | 44.9% |
| 14 | NEWREZ LLC | 47 | 1.4% | — |
| 15 | Nicolet National Bank 64 out of 100, Moderate | 41 | 1.2% | 4.5% |
| 16 | BMO Bank National Association 83 out of 100, Strong | 40 | 1.2% | 40.5% |
| 17 | FIRST COLONY MORTGAGE CORPORATION | 40 | 1.2% | — |
| 18 | Collins State Bank 62 out of 100, Moderate | 39 | 1.1% | 4.2% |
| 19 | GUILD MORTGAGE COMPANY | 36 | 1.1% | — |
| 20 | PLANET HOME LENDING, LLC | 36 | 1.1% | — |
| 21 | Broker Solutions, Inc. | 35 | 1.0% | — |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 33 | 1.0% | 14.1% |
| 23 | FREEDOM MORTGAGE CORPORATION | 33 | 1.0% | — |
| 24 | GUARANTEED RATE, INC. | 30 | 0.9% | — |
| 25 | Johnson Financial Group 73 out of 100, Strong | 30 | 0.9% | 7.8% |
| 26 | CAPITAL Credit Union | 29 | 0.9% | — |
| 27 | University of Wisconsin Credit Union 68 out of 100, Moderate | 26 | 0.8% | 15.4% |
| 28 | Fairway Independent Mortgage Corporation | 24 | 0.7% | — |
| 29 | FIGURE LENDING LLC | 24 | 0.7% | — |
| 30 | NATIONSTAR MORTGAGE LLC | 24 | 0.7% | — |
| 31 | Loandepot.Com, LLC | 22 | 0.6% | — |
| 32 | UNION HOME MORTGAGE CORP. | 22 | 0.6% | — |
| 33 | Servion, Inc. | 21 | 0.6% | — |
| 34 | ENVOY MORTGAGE, LTD | 21 | 0.6% | — |
| 35 | LAKEVIEW LOAN SERVICING, LLC | 20 | 0.6% | — |
| 36 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 19 | 0.6% | 22.2% |
| 37 | AmeriSave Mortgage Corporation | 19 | 0.6% | — |
| 38 | COVANTAGE CREDIT UNION 59 out of 100, Moderate | 18 | 0.5% | 10.2% |
| 39 | GreenStone Farm Credit Services, FLCA | 18 | 0.5% | — |
| 40 | SPRING EQ, LLC | 17 | 0.5% | — |
Top 40 of 213 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wisconsin
- Milwaukee County 34,631 apps
- Dane County 22,884 apps
- Waukesha County 19,347 apps
- Brown County 10,627 apps
- Racine County 9,168 apps
- Rock County 7,985 apps
- Outagamie County 7,887 apps
- Kenosha County 6,979 apps
- Winnebago County 6,765 apps
- Washington County 6,309 apps
- Marathon County 5,233 apps
- Walworth County 4,998 apps