Wisconsin · HMDA 2025
Mortgage lenders in Ozaukee County, WI
239 lenders reported 3,949 home-loan applications in Ozaukee County in 2025. 2,529 closed as loans ($767.0M), 430 were denied — a 14.0% denial rate on decided applications, below the Wisconsin rate of 16.2%. The three most active lenders handled 19% of applications, led by Landmark Credit Union. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,949
- Loans originated
- 2,529
- Purchase / refinance
- 1,046 / 820
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Ozaukee County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Landmark Credit Union | 355 | 9.0% | — |
| 2 | Associated Bank, National Association | 204 | 5.2% | — |
| 3 | Summit Credit Union | 201 | 5.1% | — |
| 4 | BMO Bank National Association 83 out of 100, Strong | 200 | 5.1% | 40.5% |
| 5 | University of Wisconsin Credit Union 68 out of 100, Moderate | 180 | 4.6% | 15.4% |
| 6 | The Port Washington State Bank 67 out of 100, Moderate | 176 | 4.5% | 4.3% |
| 7 | NEWREZ LLC | 123 | 3.1% | — |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 100 | 2.5% | 14.1% |
| 9 | KOHLER CREDIT UNION 71 out of 100, Strong | 97 | 2.5% | 9.0% |
| 10 | Johnson Financial Group 73 out of 100, Strong | 96 | 2.4% | 7.8% |
| 11 | Rocket Mortgage, LLC | 95 | 2.4% | — |
| 12 | Fairway Independent Mortgage Corporation | 88 | 2.2% | — |
| 13 | PENNYMAC LOAN SERVICES, LLC | 88 | 2.2% | — |
| 14 | U.S. Bank National Association 55 out of 100, Moderate | 86 | 2.2% | 39.5% |
| 15 | NATIONSTAR MORTGAGE LLC | 73 | 1.8% | — |
| 16 | EDUCATORS CREDIT UNION | 68 | 1.7% | — |
| 17 | Bank Five Nine 54 out of 100, Below average | 68 | 1.7% | 4.8% |
| 18 | North Shore Bank 84 out of 100, Strong | 63 | 1.6% | 32.8% |
| 19 | GUARANTEED RATE, INC. | 59 | 1.5% | — |
| 20 | Bank First, N.A. 68 out of 100, Moderate | 59 | 1.5% | 9.2% |
| 21 | A + MORTGAGE SERVICES, INC. | 54 | 1.4% | — |
| 22 | UNITED SHORE FINANCIAL SERVICES, LLC | 52 | 1.3% | — |
| 23 | Great Midwest Bank, S.S.B. | 43 | 1.1% | — |
| 24 | Ixonia Bank 67 out of 100, Moderate | 43 | 1.1% | 4.7% |
| 25 | GUARANTEED RATE AFFINITY, LLC | 41 | 1.0% | — |
| 26 | GUILD MORTGAGE COMPANY | 38 | 1.0% | — |
| 27 | The Equitable Bank, S.S.B. 64 out of 100, Moderate | 29 | 0.7% | 7.6% |
| 28 | The Huntington National Bank 59 out of 100, Moderate | 28 | 0.7% | 31.6% |
| 29 | Loandepot.Com, LLC | 28 | 0.7% | — |
| 30 | FIRST COLONY MORTGAGE CORPORATION | 28 | 0.7% | — |
| 31 | FREEDOM MORTGAGE CORPORATION | 28 | 0.7% | — |
| 32 | Mortgage Research Center, LLC | 26 | 0.7% | — |
| 33 | Navy Federal Credit Union 66 out of 100, Moderate | 25 | 0.6% | 32.9% |
| 34 | PNC Bank, National Association 62 out of 100, Moderate | 25 | 0.6% | 33.8% |
| 35 | Coastal Community Bank 35 out of 100, Low | 25 | 0.6% | 3.0% |
| 36 | Prosperity Home Mortgage, LLC | 24 | 0.6% | — |
| 37 | CMG MORTGAGE, INC. | 23 | 0.6% | — |
| 38 | SPRING EQ, LLC | 23 | 0.6% | — |
| 39 | AMERIHOME MORTGAGE COMPANY, LLC | 23 | 0.6% | — |
| 40 | Waukesha State Bank 80 out of 100, Strong | 23 | 0.6% | 7.8% |
Top 40 of 239 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wisconsin
- Milwaukee County 34,631 apps
- Dane County 22,884 apps
- Waukesha County 19,347 apps
- Brown County 10,627 apps
- Racine County 9,168 apps
- Rock County 7,985 apps
- Outagamie County 7,887 apps
- Kenosha County 6,979 apps
- Winnebago County 6,765 apps
- Washington County 6,309 apps
- Marathon County 5,233 apps
- Walworth County 4,998 apps