Wisconsin · HMDA 2025
Mortgage lenders in Richland County, WI
102 lenders reported 496 home-loan applications in Richland County in 2025. 294 closed as loans ($58.2M), 62 were denied — a 16.6% denial rate on decided applications, close to the Wisconsin rate of 16.2%. The three most active lenders handled 29% of applications, led by Westby Co-op Credit Union. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 496
- Loans originated
- 294
- Purchase / refinance
- 139 / 118
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Richland County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Westby Co-op Credit Union 77 out of 100, Strong | 68 | 13.7% | 4.0% |
| 2 | Summit Credit Union | 44 | 8.9% | — |
| 3 | The Peoples Community Bank 87 out of 100, Very strong | 32 | 6.5% | 5.3% |
| 4 | COMPEER FINANCIAL, FLCA | 25 | 5.0% | — |
| 5 | Rocket Mortgage, LLC | 22 | 4.4% | — |
| 6 | Royal Bank 79 out of 100, Strong | 14 | 2.8% | 13.0% |
| 7 | MARINE CREDIT UNION 53 out of 100, Below average | 13 | 2.6% | 44.9% |
| 8 | DAS Acquisition Company, LLC | 13 | 2.6% | — |
| 9 | Associated Bank, National Association | 13 | 2.6% | — |
| 10 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 12 | 2.4% | — |
| 11 | University of Wisconsin Credit Union 68 out of 100, Moderate | 11 | 2.2% | 15.4% |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 10 | 2.0% | — |
| 13 | Broker Solutions, Inc. | 10 | 2.0% | — |
| 14 | Mortgage Research Center, LLC | 10 | 2.0% | — |
| 15 | FIGURE LENDING LLC | 8 | 1.6% | — |
| 16 | Heartland Credit Union (Madison) | 8 | 1.6% | — |
| 17 | PENNYMAC LOAN SERVICES, LLC | 7 | 1.4% | — |
| 18 | GUILD MORTGAGE COMPANY | 7 | 1.4% | — |
| 19 | BMO Bank National Association 83 out of 100, Strong | 7 | 1.4% | 40.5% |
| 20 | NEWREZ LLC | 6 | 1.2% | — |
| 21 | Fairway Independent Mortgage Corporation | 6 | 1.2% | — |
| 22 | ALTRA Federal Credit Union 78 out of 100, Strong | 6 | 1.2% | 9.3% |
| 23 | Bankers' Bank 69 out of 100, Moderate | 6 | 1.2% | 13.0% |
| 24 | FREEDOM MORTGAGE CORPORATION | 6 | 1.2% | — |
| 25 | 21st Mortgage Corporation | 5 | 1.0% | — |
| 26 | Citizens First Bank | 5 | 1.0% | — |
| 27 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 0.8% | 14.1% |
| 28 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 4 | 0.8% | 22.2% |
| 29 | SPRING EQ, LLC | 4 | 0.8% | — |
| 30 | DUPACO COMMUNITY | 4 | 0.8% | — |
| 31 | The Huntington National Bank 59 out of 100, Moderate | 3 | 0.6% | 31.6% |
| 32 | Discover Bank | 3 | 0.6% | — |
| 33 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 0.6% | — |
| 34 | TOP FLITE FINANCIAL, INC. | 3 | 0.6% | — |
| 35 | One Community Bank 74 out of 100, Strong | 3 | 0.6% | 7.1% |
| 36 | Old National Bank 59 out of 100, Moderate | 3 | 0.6% | 22.1% |
| 37 | NATIONSTAR MORTGAGE LLC | 3 | 0.6% | — |
| 38 | LAKEVIEW LOAN SERVICING, LLC | 3 | 0.6% | — |
| 39 | USAA Federal Savings Bank 64 out of 100, Moderate | 3 | 0.6% | 37.2% |
| 40 | THOMPSON KANE & COMPANY, INC | 3 | 0.6% | — |
Top 40 of 102 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wisconsin
- Milwaukee County 34,631 apps
- Dane County 22,884 apps
- Waukesha County 19,347 apps
- Brown County 10,627 apps
- Racine County 9,168 apps
- Rock County 7,985 apps
- Outagamie County 7,887 apps
- Kenosha County 6,979 apps
- Winnebago County 6,765 apps
- Washington County 6,309 apps
- Marathon County 5,233 apps
- Walworth County 4,998 apps