Wisconsin · HMDA 2025
Mortgage lenders in Waushara County, WI
170 lenders reported 1,239 home-loan applications in Waushara County in 2025. 741 closed as loans ($140.9M), 206 were denied — a 20.8% denial rate on decided applications, above the Wisconsin rate of 16.2%. The three most active lenders handled 21% of applications, led by Bank First, N.A.. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,239
- Loans originated
- 741
- Purchase / refinance
- 304 / 262
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Waushara County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Bank First, N.A. 68 out of 100, Moderate | 111 | 9.0% | 9.2% |
| 2 | Community First | 79 | 6.4% | — |
| 3 | Rocket Mortgage, LLC | 67 | 5.4% | — |
| 4 | Summit Credit Union | 53 | 4.3% | — |
| 5 | Associated Bank, National Association | 50 | 4.0% | — |
| 6 | BMO Bank National Association 83 out of 100, Strong | 46 | 3.7% | 40.5% |
| 7 | GUILD MORTGAGE COMPANY | 44 | 3.6% | — |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 37 | 3.0% | 39.5% |
| 9 | Fortifi Bank 58 out of 100, Moderate | 33 | 2.7% | 4.5% |
| 10 | MARINE CREDIT UNION 53 out of 100, Below average | 33 | 2.7% | 44.9% |
| 11 | PENNYMAC LOAN SERVICES, LLC | 29 | 2.3% | — |
| 12 | National Exchange Bank and Trust 88 out of 100, Very strong | 23 | 1.9% | 11.7% |
| 13 | NEWREZ LLC | 20 | 1.6% | — |
| 14 | Mortgage Research Center, LLC | 20 | 1.6% | — |
| 15 | University of Wisconsin Credit Union 68 out of 100, Moderate | 19 | 1.5% | 15.4% |
| 16 | VERVE, A CREDIT UNION 65 out of 100, Moderate | 19 | 1.5% | 10.2% |
| 17 | UNITED SHORE FINANCIAL SERVICES, LLC | 18 | 1.5% | — |
| 18 | FOX COMMUNITIES Credit Union 73 out of 100, Strong | 17 | 1.4% | 4.0% |
| 19 | NATIONSTAR MORTGAGE LLC | 16 | 1.3% | — |
| 20 | FREEDOM MORTGAGE CORPORATION | 16 | 1.3% | — |
| 21 | FIGURE LENDING LLC | 15 | 1.2% | — |
| 22 | Fairway Independent Mortgage Corporation | 14 | 1.1% | — |
| 23 | Broker Solutions, Inc. | 14 | 1.1% | — |
| 24 | Coastal Community Bank 35 out of 100, Low | 14 | 1.1% | 3.0% |
| 25 | Landmark Credit Union | 13 | 1.0% | — |
| 26 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 13 | 1.0% | 9.1% |
| 27 | 21st Mortgage Corporation | 12 | 1.0% | — |
| 28 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 12 | 1.0% | 14.1% |
| 29 | COVANTAGE CREDIT UNION 59 out of 100, Moderate | 12 | 1.0% | 10.2% |
| 30 | CAPITAL Credit Union | 12 | 1.0% | — |
| 31 | Loandepot.Com, LLC | 11 | 0.9% | — |
| 32 | NEW DAY FINANCIAL, LLC | 11 | 0.9% | — |
| 33 | Navy Federal Credit Union 66 out of 100, Moderate | 10 | 0.8% | 32.9% |
| 34 | AmeriSave Mortgage Corporation | 10 | 0.8% | — |
| 35 | Home State Bank, National Association 82 out of 100, Strong | 9 | 0.7% | 5.2% |
| 36 | Nicolet National Bank 64 out of 100, Moderate | 9 | 0.7% | 4.5% |
| 37 | EDUCATORS CREDIT UNION | 8 | 0.6% | — |
| 38 | Premier Community Bank 57 out of 100, Moderate | 8 | 0.6% | 4.3% |
| 39 | Johnson Financial Group 73 out of 100, Strong | 7 | 0.6% | 7.8% |
| 40 | GUARANTEED RATE, INC. | 6 | 0.5% | — |
Top 40 of 170 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wisconsin
- Milwaukee County 34,631 apps
- Dane County 22,884 apps
- Waukesha County 19,347 apps
- Brown County 10,627 apps
- Racine County 9,168 apps
- Rock County 7,985 apps
- Outagamie County 7,887 apps
- Kenosha County 6,979 apps
- Winnebago County 6,765 apps
- Washington County 6,309 apps
- Marathon County 5,233 apps
- Walworth County 4,998 apps