Alabama · HMDA 2025
Mortgage lenders in Fayette County, AL
109 lenders reported 658 home-loan applications in Fayette County in 2025. 285 closed as loans ($45.3M), 137 were denied — a 30.6% denial rate on decided applications, above the Alabama rate of 24.7%. The three most active lenders handled 22% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 658
- Loans originated
- 285
- Purchase / refinance
- 177 / 77
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Fayette County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 67 | 10.2% | — |
| 2 | 21st Mortgage Corporation | 40 | 6.1% | — |
| 3 | Regions Bank 64 out of 100, Moderate | 38 | 5.8% | 43.1% |
| 4 | LEADERONE FINANCIAL CORPORATION | 36 | 5.5% | — |
| 5 | Rocket Mortgage, LLC | 30 | 4.6% | — |
| 6 | TRIAD FINANCIAL SERVICES, INC. | 29 | 4.4% | — |
| 7 | First Federal Bank, A FSB 55 out of 100, Moderate | 28 | 4.3% | 4.5% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 27 | 4.1% | — |
| 9 | ALABAMA ONE | 27 | 4.1% | — |
| 10 | BankFirst Financial Services 69 out of 100, Moderate | 25 | 3.8% | 7.5% |
| 11 | AMERIHOME MORTGAGE COMPANY, LLC | 18 | 2.7% | — |
| 12 | MOVEMENT MORTGAGE, LLC | 17 | 2.6% | — |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 16 | 2.4% | — |
| 14 | Mortgage Research Center, LLC | 14 | 2.1% | — |
| 15 | PLANET HOME LENDING, LLC | 14 | 2.1% | — |
| 16 | FirstBank 59 out of 100, Moderate | 13 | 2.0% | 42.8% |
| 17 | NEWREZ LLC | 11 | 1.7% | — |
| 18 | Loandepot.Com, LLC | 9 | 1.4% | — |
| 19 | Equity Prime Mortgage LLC | 8 | 1.2% | — |
| 20 | SOUTHWEST STAGE FUNDING, LLC | 7 | 1.1% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 7 | 1.1% | — |
| 22 | FREEDOM MORTGAGE CORPORATION | 7 | 1.1% | — |
| 23 | VILLAGE CAPITAL & INVESTMENT LLC | 6 | 0.9% | — |
| 24 | Consumer First Mortgage, Inc. | 6 | 0.9% | — |
| 25 | Prosperity Home Mortgage, LLC | 5 | 0.8% | — |
| 26 | MORIA DEVELOPMENT, INC. | 5 | 0.8% | — |
| 27 | West Alabama Bank & Trust | 5 | 0.8% | — |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 0.6% | 32.9% |
| 29 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 4 | 0.6% | 22.2% |
| 30 | Broker Solutions, Inc. | 4 | 0.6% | — |
| 31 | AmeriSave Mortgage Corporation | 4 | 0.6% | — |
| 32 | SOFI BANK, NATIONAL ASSOCIATION | 4 | 0.6% | — |
| 33 | AVADIAN | 4 | 0.6% | — |
| 34 | ALABAMA CREDIT UNION 60 out of 100, Moderate | 4 | 0.6% | 22.1% |
| 35 | Radiant Credit Union 65 out of 100, Moderate | 3 | 0.5% | 41.0% |
| 36 | Listerhill Credit Union 69 out of 100, Moderate | 3 | 0.5% | 3.5% |
| 37 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 3 | 0.5% | — |
| 38 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 0.5% | — |
| 39 | First National Bank | 3 | 0.5% | — |
| 40 | NEW DAY FINANCIAL, LLC | 3 | 0.5% | — |
Top 40 of 109 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps