Alabama · HMDA 2025
Mortgage lenders in Perry County, AL
49 lenders reported 220 home-loan applications in Perry County in 2025. 55 closed as loans ($6.3M), 80 were denied — a 51.0% denial rate on decided applications, above the Alabama rate of 24.7%. The three most active lenders handled 44% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 220
- Loans originated
- 55
- Purchase / refinance
- 44 / 5
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Perry County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 42 | 19.1% | — |
| 2 | 21st Mortgage Corporation | 31 | 14.1% | — |
| 3 | FirstBank 59 out of 100, Moderate | 23 | 10.5% | 42.8% |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 21 | 9.5% | — |
| 5 | Marion Bank & Trust Company | 10 | 4.5% | — |
| 6 | Mortgage Research Center, LLC | 8 | 3.6% | — |
| 7 | AmeriSave Mortgage Corporation | 7 | 3.2% | — |
| 8 | Rocket Mortgage, LLC | 6 | 2.7% | — |
| 9 | Regions Bank 64 out of 100, Moderate | 5 | 2.3% | 43.1% |
| 10 | NEW DAY FINANCIAL, LLC | 5 | 2.3% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 4 | 1.8% | — |
| 12 | BETTER MORTGAGE CORPORATION | 4 | 1.8% | — |
| 13 | Loandepot.Com, LLC | 3 | 1.4% | — |
| 14 | Peoples Bank of Greensboro 59 out of 100, Moderate | 3 | 1.4% | 0.0% |
| 15 | NEWREZ LLC | 2 | 0.9% | — |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 0.9% | — |
| 17 | Broker Solutions, Inc. | 2 | 0.9% | — |
| 18 | Discover Bank | 2 | 0.9% | — |
| 19 | GUILD MORTGAGE COMPANY | 2 | 0.9% | — |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.9% | — |
| 21 | PLANET HOME LENDING, LLC | 2 | 0.9% | — |
| 22 | TOP FLITE FINANCIAL, INC. | 2 | 0.9% | — |
| 23 | TAMMAC HOLDINGS CORPORATION | 2 | 0.9% | — |
| 24 | FREEDOM MORTGAGE CORPORATION | 2 | 0.9% | — |
| 25 | PRINCETON MORTGAGE CORPORATION | 2 | 0.9% | — |
| 26 | First Federal Bank, A FSB 55 out of 100, Moderate | 2 | 0.9% | 4.5% |
| 27 | Legends Bank 71 out of 100, Strong | 2 | 0.9% | 4.4% |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.5% | 32.9% |
| 29 | MOVEMENT MORTGAGE, LLC | 1 | 0.5% | — |
| 30 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.5% | — |
| 31 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.5% | 44.7% |
| 32 | FIGURE LENDING LLC | 1 | 0.5% | — |
| 33 | FIRST CAHAWBA BANK 74 out of 100, Strong | 1 | 0.5% | 21.4% |
| 34 | The Federal Savings Bank 51 out of 100, Below average | 1 | 0.5% | 19.1% |
| 35 | SOUTHWEST STAGE FUNDING, LLC | 1 | 0.5% | — |
| 36 | JEFFERSON FINANCIAL FEDERAL CREDIT UNION | 1 | 0.5% | — |
| 37 | Guardian Credit Union | 1 | 0.5% | — |
| 38 | Home Loan Investment Bank, F.S.B. | 1 | 0.5% | — |
| 39 | NATIONSTAR MORTGAGE LLC | 1 | 0.5% | — |
| 40 | Equity Prime Mortgage LLC | 1 | 0.5% | — |
Top 40 of 49 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps