Arkansas · HMDA 2025
Mortgage lenders in Columbia County, AR
98 lenders reported 686 home-loan applications in Columbia County in 2025. 278 closed as loans ($47.3M), 196 were denied — a 38.1% denial rate on decided applications, above the Arkansas rate of 23.0%. The three most active lenders handled 34% of applications, led by 21st Mortgage Corporation. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 686
- Loans originated
- 278
- Purchase / refinance
- 185 / 70
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Columbia County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 90 | 13.1% | — |
| 2 | Farmers Bank & Trust Company 61 out of 100, Moderate | 77 | 11.2% | 6.9% |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 69 | 10.1% | — |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 65 | 9.5% | — |
| 5 | Rocket Mortgage, LLC | 60 | 8.7% | — |
| 6 | NEWREZ LLC | 22 | 3.2% | — |
| 7 | Bodcaw Bank | 17 | 2.5% | — |
| 8 | Mortgage Research Center, LLC | 16 | 2.3% | — |
| 9 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 16 | 2.3% | 74.7% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 11 | 1.6% | — |
| 11 | FIRSTTRUST HOME LOANS, INC. | 11 | 1.6% | — |
| 12 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 11 | 1.6% | — |
| 13 | AmeriSave Mortgage Corporation | 10 | 1.5% | — |
| 14 | Farm Credit Services of Western Arkansas, ACA | 10 | 1.5% | — |
| 15 | UNITED BUILT HOMES, L.L.C. | 9 | 1.3% | — |
| 16 | Cadence Bank | 9 | 1.3% | — |
| 17 | FIGURE LENDING LLC | 7 | 1.0% | — |
| 18 | Coastal Community Bank 35 out of 100, Low | 7 | 1.0% | 3.0% |
| 19 | Fairway Independent Mortgage Corporation | 6 | 0.9% | — |
| 20 | Broker Solutions, Inc. | 6 | 0.9% | — |
| 21 | Regions Bank 64 out of 100, Moderate | 6 | 0.9% | 43.1% |
| 22 | SOUTHWEST STAGE FUNDING, LLC | 6 | 0.9% | — |
| 23 | NATIONSTAR MORTGAGE LLC | 6 | 0.9% | — |
| 24 | NEW DAY FINANCIAL, LLC | 6 | 0.9% | — |
| 25 | GUILD MORTGAGE COMPANY | 5 | 0.7% | — |
| 26 | PLANET HOME LENDING, LLC | 5 | 0.7% | — |
| 27 | FREEDOM MORTGAGE CORPORATION | 5 | 0.7% | — |
| 28 | LAKEVIEW LOAN SERVICING, LLC | 5 | 0.7% | — |
| 29 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 0.6% | 14.1% |
| 30 | Loandepot.Com, LLC | 4 | 0.6% | — |
| 31 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 0.6% | — |
| 32 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 0.6% | — |
| 33 | VILLAGE CAPITAL & INVESTMENT LLC | 4 | 0.6% | — |
| 34 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 0.4% | — |
| 35 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.4% | 44.7% |
| 36 | SPRING EQ, LLC | 3 | 0.4% | — |
| 37 | AMERITRUST MORTGAGE CORPORATION | 3 | 0.4% | — |
| 38 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 3 | 0.4% | 31.7% |
| 39 | Southern Bancorp Bank 61 out of 100, Moderate | 3 | 0.4% | 12.4% |
| 40 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.3% | 32.9% |
Top 40 of 98 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps