Arkansas · HMDA 2025
Mortgage lenders in Cross County, AR
116 lenders reported 701 home-loan applications in Cross County in 2025. 316 closed as loans ($55.3M), 155 were denied — a 30.9% denial rate on decided applications, above the Arkansas rate of 23.0%. The three most active lenders handled 24% of applications, led by FIRSTTRUST HOME LOANS, INC.. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 701
- Loans originated
- 316
- Purchase / refinance
- 177 / 112
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cross County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | FIRSTTRUST HOME LOANS, INC. | 72 | 10.3% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 49 | 7.0% | — |
| 3 | 21st Mortgage Corporation | 48 | 6.8% | — |
| 4 | Rocket Mortgage, LLC | 41 | 5.8% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 37 | 5.3% | — |
| 6 | Cross Bank 54 out of 100, Below average | 37 | 5.3% | 1.2% |
| 7 | TRIAD FINANCIAL SERVICES, INC. | 25 | 3.6% | — |
| 8 | AMERIHOME MORTGAGE COMPANY, LLC | 23 | 3.3% | — |
| 9 | First Financial Bank 50 out of 100, Below average | 18 | 2.6% | 7.5% |
| 10 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 18 | 2.6% | 31.7% |
| 11 | PLANET HOME LENDING, LLC | 16 | 2.3% | — |
| 12 | NATIONSTAR MORTGAGE LLC | 13 | 1.9% | — |
| 13 | AmeriSave Mortgage Corporation | 11 | 1.6% | — |
| 14 | NEWREZ LLC | 10 | 1.4% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 10 | 1.4% | 14.1% |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 10 | 1.4% | — |
| 17 | FLAT BRANCH MORTGAGE, INC. | 10 | 1.4% | — |
| 18 | FIGURE LENDING LLC | 9 | 1.3% | — |
| 19 | VILLAGE CAPITAL & INVESTMENT LLC | 9 | 1.3% | — |
| 20 | EVERETT FINANCIAL, INC. | 9 | 1.3% | — |
| 21 | Farm Credit Mid-America | 7 | 1.0% | — |
| 22 | FREEDOM MORTGAGE CORPORATION | 7 | 1.0% | — |
| 23 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 7 | 1.0% | 74.7% |
| 24 | First National Bank of Eastern Arkansas 72 out of 100, Strong | 7 | 1.0% | 1.0% |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 6 | 0.9% | 32.9% |
| 26 | Bank of America, National Association 59 out of 100, Moderate | 6 | 0.9% | 44.7% |
| 27 | Partners Bank 71 out of 100, Strong | 6 | 0.9% | 8.6% |
| 28 | Evolve Bank & Trust | 6 | 0.9% | — |
| 29 | Arvest Bank 57 out of 100, Moderate | 6 | 0.9% | 18.5% |
| 30 | Mortgage Research Center, LLC | 5 | 0.7% | — |
| 31 | MUTUAL OF OMAHA MORTGAGE, INC. | 5 | 0.7% | — |
| 32 | Citizens Bank, National Association 54 out of 100, Below average | 4 | 0.6% | 32.5% |
| 33 | Fairway Independent Mortgage Corporation | 4 | 0.6% | — |
| 34 | Broker Solutions, Inc. | 4 | 0.6% | — |
| 35 | Regions Bank 64 out of 100, Moderate | 4 | 0.6% | 43.1% |
| 36 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 4 | 0.6% | — |
| 37 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 4 | 0.6% | — |
| 38 | NEW DAY FINANCIAL, LLC | 4 | 0.6% | — |
| 39 | BETTER MORTGAGE CORPORATION | 4 | 0.6% | — |
| 40 | Southern Bank 70 out of 100, Strong | 4 | 0.6% | 5.8% |
Top 40 of 116 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps