Arkansas · HMDA 2025
Mortgage lenders in Ouachita County, AR
94 lenders reported 869 home-loan applications in Ouachita County in 2025. 330 closed as loans ($52.0M), 225 were denied — a 37.1% denial rate on decided applications, above the Arkansas rate of 23.0%. The three most active lenders handled 23% of applications, led by 21st Mortgage Corporation. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 869
- Loans originated
- 330
- Purchase / refinance
- 189 / 115
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Ouachita County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 77 | 8.9% | — |
| 2 | FIRSTTRUST HOME LOANS, INC. | 68 | 7.8% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 54 | 6.2% | — |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 54 | 6.2% | — |
| 5 | Rocket Mortgage, LLC | 52 | 6.0% | — |
| 6 | Cadence Bank | 44 | 5.1% | — |
| 7 | Fairway Independent Mortgage Corporation | 43 | 4.9% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 34 | 3.9% | — |
| 9 | AmeriSave Mortgage Corporation | 31 | 3.6% | — |
| 10 | Farmers Bank & Trust Company 61 out of 100, Moderate | 28 | 3.2% | 6.9% |
| 11 | Generations Bank 63 out of 100, Moderate | 24 | 2.8% | 9.9% |
| 12 | Mortgage Research Center, LLC | 21 | 2.4% | — |
| 13 | NEWREZ LLC | 20 | 2.3% | — |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 17 | 2.0% | — |
| 15 | PLANET HOME LENDING, LLC | 16 | 1.8% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 13 | 1.5% | 14.1% |
| 17 | FREEDOM MORTGAGE CORPORATION | 13 | 1.5% | — |
| 18 | NEW DAY FINANCIAL, LLC | 13 | 1.5% | — |
| 19 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 13 | 1.5% | 74.7% |
| 20 | Broker Solutions, Inc. | 12 | 1.4% | — |
| 21 | Loandepot.Com, LLC | 11 | 1.3% | — |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 8 | 0.9% | — |
| 23 | SOUTHWEST STAGE FUNDING, LLC | 8 | 0.9% | — |
| 24 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 7 | 0.8% | 31.7% |
| 25 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 7 | 0.8% | — |
| 26 | Equity Prime Mortgage LLC | 7 | 0.8% | — |
| 27 | Farm Credit Services of Western Arkansas, ACA | 7 | 0.8% | — |
| 28 | VILLAGE CAPITAL & INVESTMENT LLC | 7 | 0.8% | — |
| 29 | NATIONSTAR MORTGAGE LLC | 6 | 0.7% | — |
| 30 | Southern Bancorp Bank 61 out of 100, Moderate | 6 | 0.7% | 12.4% |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 0.6% | 32.9% |
| 32 | Regions Bank 64 out of 100, Moderate | 5 | 0.6% | 43.1% |
| 33 | GUILD MORTGAGE COMPANY | 5 | 0.6% | — |
| 34 | FIGURE LENDING LLC | 5 | 0.6% | — |
| 35 | LAND HOME FINANCIAL SERVICES, INC. | 5 | 0.6% | — |
| 36 | Coastal Community Bank 35 out of 100, Low | 5 | 0.6% | 3.0% |
| 37 | Citizens Bank, National Association 54 out of 100, Below average | 4 | 0.5% | 32.5% |
| 38 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 4 | 0.5% | 22.2% |
| 39 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 0.5% | 39.5% |
| 40 | First Financial Bank 50 out of 100, Below average | 4 | 0.5% | 7.5% |
Top 40 of 94 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps