Arkansas · HMDA 2025
Mortgage lenders in Phillips County, AR
75 lenders reported 289 home-loan applications in Phillips County in 2025. 85 closed as loans ($8.3M), 67 were denied — a 37.6% denial rate on decided applications, above the Arkansas rate of 23.0%. The three most active lenders handled 26% of applications, led by Southern Bancorp Bank. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 289
- Loans originated
- 85
- Purchase / refinance
- 52 / 17
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Phillips County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Southern Bancorp Bank 61 out of 100, Moderate | 41 | 14.2% | 12.4% |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 18 | 6.2% | — |
| 3 | 21st Mortgage Corporation | 17 | 5.9% | — |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 14 | 4.8% | — |
| 5 | AmeriSave Mortgage Corporation | 10 | 3.5% | — |
| 6 | Rocket Mortgage, LLC | 9 | 3.1% | — |
| 7 | Mortgage Research Center, LLC | 9 | 3.1% | — |
| 8 | First Community Bank 62 out of 100, Moderate | 9 | 3.1% | 6.5% |
| 9 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 8 | 2.8% | 31.7% |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 7 | 2.4% | 14.1% |
| 11 | Partners Bank 71 out of 100, Strong | 7 | 2.4% | 8.6% |
| 12 | VILLAGE CAPITAL & INVESTMENT LLC | 7 | 2.4% | — |
| 13 | FIGURE LENDING LLC | 6 | 2.1% | — |
| 14 | PLANET HOME LENDING, LLC | 6 | 2.1% | — |
| 15 | FLAT BRANCH MORTGAGE, INC. | 6 | 2.1% | — |
| 16 | Broker Solutions, Inc. | 5 | 1.7% | — |
| 17 | FIRSTTRUST HOME LOANS, INC. | 5 | 1.7% | — |
| 18 | NEWREZ LLC | 4 | 1.4% | — |
| 19 | PENNYMAC LOAN SERVICES, LLC | 4 | 1.4% | — |
| 20 | SOFI BANK, NATIONAL ASSOCIATION | 4 | 1.4% | — |
| 21 | FREEDOM MORTGAGE CORPORATION | 4 | 1.4% | — |
| 22 | MUTUAL OF OMAHA MORTGAGE, INC. | 4 | 1.4% | — |
| 23 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 4 | 1.4% | 74.7% |
| 24 | Coastal Community Bank 35 out of 100, Low | 4 | 1.4% | 3.0% |
| 25 | Loandepot.Com, LLC | 3 | 1.0% | — |
| 26 | Regions Bank 64 out of 100, Moderate | 3 | 1.0% | 43.1% |
| 27 | SOUTHWEST STAGE FUNDING, LLC | 3 | 1.0% | — |
| 28 | LAKEVIEW LOAN SERVICING, LLC | 3 | 1.0% | — |
| 29 | ROYAL UNITED MORTGAGE LLC | 3 | 1.0% | — |
| 30 | BETTER MORTGAGE CORPORATION | 3 | 1.0% | — |
| 31 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 0.7% | — |
| 32 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 0.7% | — |
| 33 | RPE Home, Inc | 2 | 0.7% | — |
| 34 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.7% | — |
| 35 | AMERICAN FINANCIAL RESOURCES, INC. | 2 | 0.7% | — |
| 36 | LAND HOME FINANCIAL SERVICES, INC. | 2 | 0.7% | — |
| 37 | NUMARK CREDIT UNION 59 out of 100, Moderate | 2 | 0.7% | 23.1% |
| 38 | CLEARPATH LENDING | 2 | 0.7% | — |
| 39 | Mid-Continent Funding, Inc. | 2 | 0.7% | — |
| 40 | NEW DAY FINANCIAL, LLC | 2 | 0.7% | — |
Top 40 of 75 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps