Arkansas · HMDA 2025
Mortgage lenders in Polk County, AR
112 lenders reported 766 home-loan applications in Polk County in 2025. 414 closed as loans ($74.2M), 134 were denied — a 23.1% denial rate on decided applications, close to the Arkansas rate of 23.0%. The three most active lenders handled 34% of applications, led by Union Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 766
- Loans originated
- 414
- Purchase / refinance
- 215 / 132
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Polk County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Union Bank 82 out of 100, Strong | 181 | 23.6% | 1.3% |
| 2 | 21st Mortgage Corporation | 42 | 5.5% | — |
| 3 | Arvest Bank 57 out of 100, Moderate | 37 | 4.8% | 18.5% |
| 4 | Rocket Mortgage, LLC | 35 | 4.6% | — |
| 5 | FIRSTTRUST HOME LOANS, INC. | 29 | 3.8% | — |
| 6 | TRIAD FINANCIAL SERVICES, INC. | 28 | 3.7% | — |
| 7 | VANDERBILT MORTGAGE AND FINANCE, INC. | 21 | 2.7% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 21 | 2.7% | — |
| 9 | AmeriSave Mortgage Corporation | 19 | 2.5% | — |
| 10 | Mortgage Research Center, LLC | 19 | 2.5% | — |
| 11 | Chambers Bank 81 out of 100, Strong | 15 | 2.0% | 11.0% |
| 12 | NEWREZ LLC | 14 | 1.8% | — |
| 13 | Diamond Bank 69 out of 100, Moderate | 14 | 1.8% | 9.9% |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 13 | 1.7% | 14.1% |
| 15 | Fairway Independent Mortgage Corporation | 13 | 1.7% | — |
| 16 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 11 | 1.4% | 74.7% |
| 17 | UNITED SHORE FINANCIAL SERVICES, LLC | 10 | 1.3% | — |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 10 | 1.3% | — |
| 19 | Loandepot.Com, LLC | 9 | 1.2% | — |
| 20 | First Financial Bank 50 out of 100, Below average | 9 | 1.2% | 7.5% |
| 21 | NATIONSTAR MORTGAGE LLC | 9 | 1.2% | — |
| 22 | FREEDOM MORTGAGE CORPORATION | 9 | 1.2% | — |
| 23 | Broker Solutions, Inc. | 8 | 1.0% | — |
| 24 | VILLAGE CAPITAL & INVESTMENT LLC | 8 | 1.0% | — |
| 25 | FIGURE LENDING LLC | 7 | 0.9% | — |
| 26 | NEW DAY FINANCIAL, LLC | 7 | 0.9% | — |
| 27 | GUARANTEED RATE, INC. | 6 | 0.8% | — |
| 28 | Regions Bank 64 out of 100, Moderate | 6 | 0.8% | 43.1% |
| 29 | PLANET HOME LENDING, LLC | 6 | 0.8% | — |
| 30 | Farm Credit Services of Western Arkansas, ACA | 6 | 0.8% | — |
| 31 | Discover Bank | 5 | 0.7% | — |
| 32 | SPRING EQ, LLC | 5 | 0.7% | — |
| 33 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 5 | 0.7% | 31.7% |
| 34 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 5 | 0.7% | — |
| 35 | Horatio State Bank 68 out of 100, Moderate | 4 | 0.5% | 8.8% |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 4 | 0.5% | — |
| 37 | USAA Federal Savings Bank 64 out of 100, Moderate | 4 | 0.5% | 37.2% |
| 38 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 0.4% | 32.9% |
| 39 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 0.4% | 22.2% |
| 40 | GUILD MORTGAGE COMPANY | 3 | 0.4% | — |
Top 40 of 112 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps