Arkansas · HMDA 2025
Mortgage lenders in Scott County, AR
70 lenders reported 322 home-loan applications in Scott County in 2025. 150 closed as loans ($22.5M), 72 were denied — a 31.2% denial rate on decided applications, above the Arkansas rate of 23.0%. The three most active lenders handled 30% of applications, led by Union Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 322
- Loans originated
- 150
- Purchase / refinance
- 77 / 45
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Scott County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Union Bank 82 out of 100, Strong | 36 | 11.2% | 1.3% |
| 2 | Arvest Bank 57 out of 100, Moderate | 35 | 10.9% | 18.5% |
| 3 | Chambers Bank 81 out of 100, Strong | 26 | 8.1% | 11.0% |
| 4 | 21st Mortgage Corporation | 19 | 5.9% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 14 | 4.3% | — |
| 6 | TRIAD FINANCIAL SERVICES, INC. | 13 | 4.0% | — |
| 7 | Mortgage Research Center, LLC | 13 | 4.0% | — |
| 8 | Fairway Independent Mortgage Corporation | 11 | 3.4% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 11 | 3.4% | — |
| 10 | Rocket Mortgage, LLC | 11 | 3.4% | — |
| 11 | FIRSTTRUST HOME LOANS, INC. | 9 | 2.8% | — |
| 12 | NEWREZ LLC | 8 | 2.5% | — |
| 13 | Farmers Bank 90 out of 100, Very strong | 6 | 1.9% | 17.3% |
| 14 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 5 | 1.6% | 31.7% |
| 15 | NATIONSTAR MORTGAGE LLC | 5 | 1.6% | — |
| 16 | UNITED FEDERAL CREDIT UNION | 5 | 1.6% | — |
| 17 | Loandepot.Com, LLC | 4 | 1.2% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 4 | 1.2% | — |
| 19 | Farm Credit Services of Western Arkansas, ACA | 4 | 1.2% | — |
| 20 | NEW DAY FINANCIAL, LLC | 4 | 1.2% | — |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 0.9% | 14.1% |
| 22 | GUARANTEED RATE, INC. | 3 | 0.9% | — |
| 23 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 0.9% | 39.5% |
| 24 | First Financial Bank 50 out of 100, Below average | 3 | 0.9% | 7.5% |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.9% | — |
| 26 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 3 | 0.9% | — |
| 27 | FIRST WESTERN MORTGAGE, INC. | 3 | 0.9% | — |
| 28 | Coastal Community Bank 35 out of 100, Low | 3 | 0.9% | 3.0% |
| 29 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 0.6% | — |
| 30 | AmeriSave Mortgage Corporation | 2 | 0.6% | — |
| 31 | MidFirst Bank 34 out of 100, Low | 2 | 0.6% | 16.3% |
| 32 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | 0.6% | — |
| 33 | PLANET HOME LENDING, LLC | 2 | 0.6% | — |
| 34 | ZILLOW HOME LOANS, LLC | 2 | 0.6% | — |
| 35 | AMERICAN FINANCING CORPORATION | 2 | 0.6% | — |
| 36 | The First National Bank of Fort Smith 78 out of 100, Strong | 2 | 0.6% | 7.2% |
| 37 | Equity Prime Mortgage LLC | 2 | 0.6% | — |
| 38 | Firstar Bank 66 out of 100, Moderate | 2 | 0.6% | 3.7% |
| 39 | GoodLeap, LLC | 2 | 0.6% | — |
| 40 | USAA Federal Savings Bank 64 out of 100, Moderate | 2 | 0.6% | 37.2% |
Top 40 of 70 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps