Arkansas · HMDA 2025
Mortgage lenders in Union County, AR
111 lenders reported 1,333 home-loan applications in Union County in 2025. 511 closed as loans ($87.6M), 325 were denied — a 35.4% denial rate on decided applications, above the Arkansas rate of 23.0%. The three most active lenders handled 30% of applications, led by 21st Mortgage Corporation. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,333
- Loans originated
- 511
- Purchase / refinance
- 350 / 109
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Union County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 144 | 10.8% | — |
| 2 | TRIAD FINANCIAL SERVICES, INC. | 140 | 10.5% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 112 | 8.4% | — |
| 4 | First Financial Bank 50 out of 100, Below average | 72 | 5.4% | 7.5% |
| 5 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 69 | 5.2% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 60 | 4.5% | — |
| 7 | Rocket Mortgage, LLC | 59 | 4.4% | — |
| 8 | Cadence Bank | 58 | 4.4% | — |
| 9 | FIRSTTRUST HOME LOANS, INC. | 53 | 4.0% | — |
| 10 | Southern Bancorp Bank 61 out of 100, Moderate | 40 | 3.0% | 12.4% |
| 11 | Simmons Bank 60 out of 100, Moderate | 34 | 2.6% | 26.5% |
| 12 | PLANET HOME LENDING, LLC | 33 | 2.5% | — |
| 13 | Fairway Independent Mortgage Corporation | 30 | 2.3% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 28 | 2.1% | — |
| 15 | Regions Bank 64 out of 100, Moderate | 24 | 1.8% | 43.1% |
| 16 | Mortgage Research Center, LLC | 21 | 1.6% | — |
| 17 | SOUTHWEST STAGE FUNDING, LLC | 18 | 1.4% | — |
| 18 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 18 | 1.4% | 74.7% |
| 19 | FREEDOM MORTGAGE CORPORATION | 16 | 1.2% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 15 | 1.1% | 14.1% |
| 21 | Broker Solutions, Inc. | 13 | 1.0% | — |
| 22 | AmeriSave Mortgage Corporation | 13 | 1.0% | — |
| 23 | VILLAGE CAPITAL & INVESTMENT LLC | 12 | 0.9% | — |
| 24 | NATIONSTAR MORTGAGE LLC | 11 | 0.8% | — |
| 25 | NEWREZ LLC | 10 | 0.8% | — |
| 26 | UNITED SHORE FINANCIAL SERVICES, LLC | 10 | 0.8% | — |
| 27 | COUNTRYPLACE MORTGAGE, LTD. | 10 | 0.8% | — |
| 28 | NEW DAY FINANCIAL, LLC | 9 | 0.7% | — |
| 29 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 8 | 0.6% | 22.2% |
| 30 | Loandepot.Com, LLC | 8 | 0.6% | — |
| 31 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 8 | 0.6% | 31.7% |
| 32 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 0.5% | 32.9% |
| 33 | CARRINGTON MORTGAGE SERVICES, LLC | 7 | 0.5% | — |
| 34 | RED RIVER EMPLOYEES FEDERAL CREDIT UNION 77 out of 100, Strong | 6 | 0.5% | 19.0% |
| 35 | Equity Prime Mortgage LLC | 6 | 0.5% | — |
| 36 | Farm Credit Services of Western Arkansas, ACA | 6 | 0.5% | — |
| 37 | PHH Mortgage Corporation | 6 | 0.5% | — |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 5 | 0.4% | 44.7% |
| 39 | AMERICAN FINANCIAL RESOURCES, INC. | 5 | 0.4% | — |
| 40 | Farmers Bank & Trust Company 61 out of 100, Moderate | 5 | 0.4% | 6.9% |
Top 40 of 111 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps