Florida · HMDA 2025
Mortgage lenders in Calhoun County, FL
92 lenders reported 411 home-loan applications in Calhoun County in 2025. 181 closed as loans ($32.2M), 108 were denied — a 35.2% denial rate on decided applications, above the Florida rate of 27.1%. The three most active lenders handled 26% of applications, led by 21st Mortgage Corporation. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 411
- Loans originated
- 181
- Purchase / refinance
- 95 / 49
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Calhoun County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 63 | 15.3% | — |
| 2 | Rocket Mortgage, LLC | 22 | 5.4% | — |
| 3 | Ameris Bank 67 out of 100, Moderate | 21 | 5.1% | 10.5% |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 19 | 4.6% | — |
| 5 | TRIAD FINANCIAL SERVICES, INC. | 17 | 4.1% | — |
| 6 | Regions Bank 64 out of 100, Moderate | 16 | 3.9% | 43.1% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 15 | 3.6% | — |
| 8 | Mortgage Research Center, LLC | 15 | 3.6% | — |
| 9 | Loandepot.Com, LLC | 12 | 2.9% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 12 | 2.9% | — |
| 11 | Tyndall Federal Credit Union 89 out of 100, Very strong | 12 | 2.9% | 24.3% |
| 12 | PeoplesSouth Bank 69 out of 100, Moderate | 12 | 2.9% | 5.5% |
| 13 | AmeriSave Mortgage Corporation | 9 | 2.2% | — |
| 14 | LAKEVIEW LOAN SERVICING, LLC | 8 | 1.9% | — |
| 15 | First Federal Bank 50 out of 100, Below average | 7 | 1.7% | 13.5% |
| 16 | NEWREZ LLC | 6 | 1.5% | — |
| 17 | Broker Solutions, Inc. | 6 | 1.5% | — |
| 18 | PLANET HOME LENDING, LLC | 6 | 1.5% | — |
| 19 | FirstBank 59 out of 100, Moderate | 6 | 1.5% | 42.8% |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 1.2% | — |
| 21 | FREEDOM MORTGAGE CORPORATION | 5 | 1.2% | — |
| 22 | ALL IN FEDERAL CREDIT UNION 57 out of 100, Moderate | 5 | 1.2% | 43.3% |
| 23 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 5 | 1.2% | 74.7% |
| 24 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 1.0% | — |
| 25 | A&D Mortgage LLC | 4 | 1.0% | — |
| 26 | FIRST COMMERCE CREDIT UNION 65 out of 100, Moderate | 4 | 1.0% | 28.6% |
| 27 | SECURITYNATIONAL MORTGAGE COMPANY | 4 | 1.0% | — |
| 28 | Centennial Bank 79 out of 100, Strong | 4 | 1.0% | 23.4% |
| 29 | SOUTHWEST STAGE FUNDING, LLC | 3 | 0.7% | — |
| 30 | AMERICAN FINANCIAL RESOURCES, INC. | 3 | 0.7% | — |
| 31 | SUN WEST MORTGAGE COMPANY, INC. | 3 | 0.7% | — |
| 32 | TAMMAC HOLDINGS CORPORATION | 3 | 0.7% | — |
| 33 | NEW DAY FINANCIAL, LLC | 3 | 0.7% | — |
| 34 | HANCOCK WHITNEY BANK 64 out of 100, Moderate | 3 | 0.7% | 25.2% |
| 35 | Fairway Independent Mortgage Corporation | 2 | 0.5% | — |
| 36 | SPRING EQ, LLC | 2 | 0.5% | — |
| 37 | ROUNDPOINT MORTGAGE SERVICING LLC | 2 | 0.5% | — |
| 38 | SOFI BANK, NATIONAL ASSOCIATION | 2 | 0.5% | — |
| 39 | AMERICAN FINANCING CORPORATION | 2 | 0.5% | — |
| 40 | FIRST FLORIDA Credit Union 72 out of 100, Strong | 2 | 0.5% | 27.8% |
Top 40 of 92 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps