Florida · HMDA 2025
Mortgage lenders in Liberty County, FL
66 lenders reported 191 home-loan applications in Liberty County in 2025. 93 closed as loans ($18.3M), 48 were denied — a 30.8% denial rate on decided applications, above the Florida rate of 27.1%. The three most active lenders handled 26% of applications, led by 21st Mortgage Corporation. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 191
- Loans originated
- 93
- Purchase / refinance
- 39 / 31
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Liberty County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 28 | 14.7% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 11 | 5.8% | — |
| 3 | Loandepot.Com, LLC | 10 | 5.2% | — |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 9 | 4.7% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 8 | 4.2% | — |
| 6 | Regions Bank 64 out of 100, Moderate | 8 | 4.2% | 43.1% |
| 7 | Ameris Bank 67 out of 100, Moderate | 8 | 4.2% | 10.5% |
| 8 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 3.7% | 32.9% |
| 9 | Rocket Mortgage, LLC | 7 | 3.7% | — |
| 10 | Mortgage Research Center, LLC | 6 | 3.1% | — |
| 11 | SOUTHWEST STAGE FUNDING, LLC | 5 | 2.6% | — |
| 12 | Centennial Bank 79 out of 100, Strong | 5 | 2.6% | 23.4% |
| 13 | AmeriSave Mortgage Corporation | 4 | 2.1% | — |
| 14 | Truist Bank 63 out of 100, Moderate | 3 | 1.6% | 40.8% |
| 15 | Broker Solutions, Inc. | 3 | 1.6% | — |
| 16 | PENNYMAC LOAN SERVICES, LLC | 3 | 1.6% | — |
| 17 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 1.6% | 39.5% |
| 18 | FIRST COMMERCE CREDIT UNION 65 out of 100, Moderate | 3 | 1.6% | 28.6% |
| 19 | LAKEVIEW LOAN SERVICING, LLC | 3 | 1.6% | — |
| 20 | NEWREZ LLC | 2 | 1.0% | — |
| 21 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 1.0% | — |
| 22 | SPRING EQ, LLC | 2 | 1.0% | — |
| 23 | Click n' Close, Inc. | 2 | 1.0% | — |
| 24 | NATIONSTAR MORTGAGE LLC | 2 | 1.0% | — |
| 25 | FREEDOM MORTGAGE CORPORATION | 2 | 1.0% | — |
| 26 | NEW DAY FINANCIAL, LLC | 2 | 1.0% | — |
| 27 | University Bank 60 out of 100, Moderate | 2 | 1.0% | 4.9% |
| 28 | Coastal Community Bank 35 out of 100, Low | 2 | 1.0% | 3.0% |
| 29 | PeoplesSouth Bank 69 out of 100, Moderate | 2 | 1.0% | 5.5% |
| 30 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.5% | 14.1% |
| 31 | MOVEMENT MORTGAGE, LLC | 1 | 0.5% | — |
| 32 | GUARANTEED RATE, INC. | 1 | 0.5% | — |
| 33 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.5% | 44.7% |
| 34 | Capital City Bank 72 out of 100, Strong | 1 | 0.5% | 32.0% |
| 35 | A&D Mortgage LLC | 1 | 0.5% | — |
| 36 | Lendage, LLC | 1 | 0.5% | — |
| 37 | Gulf Winds Credit Union 69 out of 100, Moderate | 1 | 0.5% | 27.1% |
| 38 | Tyndall Federal Credit Union 89 out of 100, Very strong | 1 | 0.5% | 24.3% |
| 39 | FIGURE LENDING LLC | 1 | 0.5% | — |
| 40 | GENEVA FINANCIAL, LLC | 1 | 0.5% | — |
Top 40 of 66 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps