Florida · HMDA 2025
Mortgage lenders in Manatee County, FL
693 lenders reported 26,209 home-loan applications in Manatee County in 2025. 12,754 closed as loans ($5.1B), 4,088 were denied — a 23.3% denial rate on decided applications, below the Florida rate of 27.1%. The three most active lenders handled 16% of applications, led by PENNYMAC LOAN SERVICES, LLC. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 26,209
- Loans originated
- 12,754
- Purchase / refinance
- 8,457 / 2,334
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Manatee County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 1,742 | 6.6% | — |
| 2 | LENNAR MORTGAGE, LLC | 1,271 | 4.8% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,240 | 4.7% | — |
| 4 | DHI MORTGAGE COMPANY, LTD. | 1,128 | 4.3% | — |
| 5 | Rocket Mortgage, LLC | 934 | 3.6% | — |
| 6 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 730 | 2.8% | 14.1% |
| 7 | Bank of America, National Association 59 out of 100, Moderate | 663 | 2.5% | 44.7% |
| 8 | Suncoast Credit Union 62 out of 100, Moderate | 642 | 2.4% | 23.3% |
| 9 | NEWREZ LLC | 590 | 2.3% | — |
| 10 | AMERIHOME MORTGAGE COMPANY, LLC | 530 | 2.0% | — |
| 11 | Taylor Morrison Home Funding, Inc. | 522 | 2.0% | — |
| 12 | Truist Bank 63 out of 100, Moderate | 403 | 1.5% | 40.8% |
| 13 | Fifth Third Bank, National Association 62 out of 100, Moderate | 390 | 1.5% | 34.0% |
| 14 | FREEDOM MORTGAGE CORPORATION | 389 | 1.5% | — |
| 15 | CMG MORTGAGE, INC. | 368 | 1.4% | — |
| 16 | PULTE MORTGAGE LLC | 355 | 1.4% | — |
| 17 | LAKEVIEW LOAN SERVICING, LLC | 353 | 1.3% | — |
| 18 | Loandepot.Com, LLC | 348 | 1.3% | — |
| 19 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 314 | 1.2% | 35.5% |
| 20 | Regions Bank 64 out of 100, Moderate | 295 | 1.1% | 43.1% |
| 21 | Navy Federal Credit Union 66 out of 100, Moderate | 292 | 1.1% | 32.9% |
| 22 | GUARANTEED RATE, INC. | 281 | 1.1% | — |
| 23 | CROSSCOUNTRY MORTGAGE, INC. | 272 | 1.0% | — |
| 24 | NATIONSTAR MORTGAGE LLC | 259 | 1.0% | — |
| 25 | Mortgage Research Center, LLC | 236 | 0.9% | — |
| 26 | Coastal Community Bank 35 out of 100, Low | 228 | 0.9% | 3.0% |
| 27 | KBHS HOME LOANS, LLC | 223 | 0.9% | — |
| 28 | NEAL COMMUNITIES FUNDING, LLC | 223 | 0.9% | — |
| 29 | NVR Mortgage Finance, Inc. | 222 | 0.8% | — |
| 30 | SPRING EQ, LLC | 211 | 0.8% | — |
| 31 | FIGURE LENDING LLC | 210 | 0.8% | — |
| 32 | SouthState Bank, National Association 68 out of 100, Moderate | 201 | 0.8% | 23.3% |
| 33 | U.S. Bank National Association 55 out of 100, Moderate | 193 | 0.7% | 39.5% |
| 34 | M/I FINANCIAL, LLC | 192 | 0.7% | — |
| 35 | Broker Solutions, Inc. | 184 | 0.7% | — |
| 36 | MIDFLORIDA | 183 | 0.7% | — |
| 37 | BMO Bank National Association 83 out of 100, Strong | 168 | 0.6% | 40.5% |
| 38 | Fairway Independent Mortgage Corporation | 167 | 0.6% | — |
| 39 | Bank OZK 76 out of 100, Strong | 160 | 0.6% | 37.8% |
| 40 | VILLAGE CAPITAL & INVESTMENT LLC | 155 | 0.6% | — |
Top 40 of 693 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps