Florida · HMDA 2025
Mortgage lenders in Sarasota County, FL
758 lenders reported 25,708 home-loan applications in Sarasota County in 2025. 12,535 closed as loans ($5.0B), 4,098 were denied — a 23.6% denial rate on decided applications, below the Florida rate of 27.1%. The three most active lenders handled 14% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 25,708
- Loans originated
- 12,535
- Purchase / refinance
- 7,682 / 2,663
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Sarasota County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,411 | 5.5% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 1,132 | 4.4% | — |
| 3 | Rocket Mortgage, LLC | 1,098 | 4.3% | — |
| 4 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 857 | 3.3% | 14.1% |
| 5 | Bank of America, National Association 59 out of 100, Moderate | 758 | 2.9% | 44.7% |
| 6 | NEWREZ LLC | 597 | 2.3% | — |
| 7 | Suncoast Credit Union 62 out of 100, Moderate | 587 | 2.3% | 23.3% |
| 8 | AMERIHOME MORTGAGE COMPANY, LLC | 549 | 2.1% | — |
| 9 | Truist Bank 63 out of 100, Moderate | 527 | 2.0% | 40.8% |
| 10 | Taylor Morrison Home Funding, Inc. | 498 | 1.9% | — |
| 11 | Fifth Third Bank, National Association 62 out of 100, Moderate | 496 | 1.9% | 34.0% |
| 12 | Loandepot.Com, LLC | 449 | 1.7% | — |
| 13 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 396 | 1.5% | 35.5% |
| 14 | LAKEVIEW LOAN SERVICING, LLC | 385 | 1.5% | — |
| 15 | ACHIEVA CREDIT UNION 68 out of 100, Moderate | 359 | 1.4% | 28.3% |
| 16 | PULTE MORTGAGE LLC | 343 | 1.3% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 343 | 1.3% | — |
| 18 | LENNAR MORTGAGE, LLC | 318 | 1.2% | — |
| 19 | CROSSCOUNTRY MORTGAGE, INC. | 317 | 1.2% | — |
| 20 | Regions Bank 64 out of 100, Moderate | 313 | 1.2% | 43.1% |
| 21 | Mortgage Research Center, LLC | 268 | 1.0% | — |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 265 | 1.0% | 32.9% |
| 23 | FIGURE LENDING LLC | 262 | 1.0% | — |
| 24 | NEAL COMMUNITIES FUNDING, LLC | 255 | 1.0% | — |
| 25 | Coastal Community Bank 35 out of 100, Low | 252 | 1.0% | 3.0% |
| 26 | NATIONSTAR MORTGAGE LLC | 239 | 0.9% | — |
| 27 | SPRING EQ, LLC | 220 | 0.9% | — |
| 28 | THE MORTGAGE FIRM, INC. | 220 | 0.9% | — |
| 29 | GUARANTEED RATE, INC. | 217 | 0.8% | — |
| 30 | PNC Bank, National Association 62 out of 100, Moderate | 217 | 0.8% | 33.8% |
| 31 | BayFirst National Bank | 205 | 0.8% | — |
| 32 | U.S. Bank National Association 55 out of 100, Moderate | 195 | 0.8% | 39.5% |
| 33 | Broker Solutions, Inc. | 192 | 0.7% | — |
| 34 | SouthState Bank, National Association 68 out of 100, Moderate | 190 | 0.7% | 23.3% |
| 35 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 188 | 0.7% | 22.2% |
| 36 | GUARANTEED RATE AFFINITY, LLC | 187 | 0.7% | — |
| 37 | CMG MORTGAGE, INC. | 186 | 0.7% | — |
| 38 | TrustCo Bank 62 out of 100, Moderate | 181 | 0.7% | 28.5% |
| 39 | THE LOAN STORE, INC. | 180 | 0.7% | — |
| 40 | Discover Bank | 165 | 0.6% | — |
Top 40 of 758 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps