Florida · HMDA 2025
Mortgage lenders in Seminole County, FL
548 lenders reported 20,068 home-loan applications in Seminole County in 2025. 9,530 closed as loans ($3.1B), 3,376 were denied — a 24.9% denial rate on decided applications, below the Florida rate of 27.1%. The three most active lenders handled 17% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 20,068
- Loans originated
- 9,530
- Purchase / refinance
- 5,048 / 2,551
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Seminole County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,456 | 7.3% | — |
| 2 | Rocket Mortgage, LLC | 1,010 | 5.0% | — |
| 3 | FAIRWINDS CREDIT UNION 73 out of 100, Strong | 879 | 4.4% | 38.6% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 754 | 3.8% | — |
| 5 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 635 | 3.2% | 14.1% |
| 6 | Bank of America, National Association 59 out of 100, Moderate | 602 | 3.0% | 44.7% |
| 7 | Truist Bank 63 out of 100, Moderate | 528 | 2.6% | 40.8% |
| 8 | Navy Federal Credit Union 66 out of 100, Moderate | 450 | 2.2% | 32.9% |
| 9 | NEWREZ LLC | 411 | 2.0% | — |
| 10 | LAKEVIEW LOAN SERVICING, LLC | 377 | 1.9% | — |
| 11 | AMERIHOME MORTGAGE COMPANY, LLC | 374 | 1.9% | — |
| 12 | CROSSCOUNTRY MORTGAGE, INC. | 357 | 1.8% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 334 | 1.7% | — |
| 14 | Regions Bank 64 out of 100, Moderate | 328 | 1.6% | 43.1% |
| 15 | Fifth Third Bank, National Association 62 out of 100, Moderate | 324 | 1.6% | 34.0% |
| 16 | SPRING EQ, LLC | 295 | 1.5% | — |
| 17 | Coastal Community Bank 35 out of 100, Low | 254 | 1.3% | 3.0% |
| 18 | FIGURE LENDING LLC | 252 | 1.3% | — |
| 19 | FBC MORTGAGE, LLC | 237 | 1.2% | — |
| 20 | TrustCo Bank 62 out of 100, Moderate | 230 | 1.1% | 28.5% |
| 21 | Mortgage Research Center, LLC | 229 | 1.1% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 229 | 1.1% | — |
| 23 | Broker Solutions, Inc. | 220 | 1.1% | — |
| 24 | GUARANTEED RATE, INC. | 218 | 1.1% | — |
| 25 | Loandepot.Com, LLC | 200 | 1.0% | — |
| 26 | ADDITION FINANCIAL | 191 | 1.0% | — |
| 27 | Discover Bank | 166 | 0.8% | — |
| 28 | THE MORTGAGE FIRM, INC. | 165 | 0.8% | — |
| 29 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 162 | 0.8% | 22.2% |
| 30 | PNC Bank, National Association 62 out of 100, Moderate | 162 | 0.8% | 33.8% |
| 31 | PULTE MORTGAGE LLC | 162 | 0.8% | — |
| 32 | DHI MORTGAGE COMPANY, LTD. | 150 | 0.7% | — |
| 33 | AmeriSave Mortgage Corporation | 148 | 0.7% | — |
| 34 | THE LOAN STORE, INC. | 141 | 0.7% | — |
| 35 | SPACE COAST CREDIT UNION 66 out of 100, Moderate | 136 | 0.7% | 35.2% |
| 36 | SOFI BANK, NATIONAL ASSOCIATION | 127 | 0.6% | — |
| 37 | SouthState Bank, National Association 68 out of 100, Moderate | 122 | 0.6% | 23.3% |
| 38 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 120 | 0.6% | 35.5% |
| 39 | MIDFLORIDA | 118 | 0.6% | — |
| 40 | TD Bank, National Association 63 out of 100, Moderate | 117 | 0.6% | 35.3% |
Top 40 of 548 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps