Georgia · HMDA 2025
Mortgage lenders in Berrien County, GA
113 lenders reported 763 home-loan applications in Berrien County in 2025. 328 closed as loans ($51.5M), 188 were denied — a 34.3% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 28% of applications, led by 21st Mortgage Corporation. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 763
- Loans originated
- 328
- Purchase / refinance
- 188 / 109
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Berrien County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 91 | 11.9% | — |
| 2 | Farmers & Merchants Bank 58 out of 100, Moderate | 75 | 9.8% | 6.3% |
| 3 | Mortgage Research Center, LLC | 44 | 5.8% | — |
| 4 | Rocket Mortgage, LLC | 39 | 5.1% | — |
| 5 | TRIAD FINANCIAL SERVICES, INC. | 31 | 4.1% | — |
| 6 | FIRST COMMERCE CREDIT UNION 65 out of 100, Moderate | 29 | 3.8% | 28.6% |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 28 | 3.7% | — |
| 8 | VANDERBILT MORTGAGE AND FINANCE, INC. | 23 | 3.0% | — |
| 9 | Ameris Bank 67 out of 100, Moderate | 23 | 3.0% | 10.5% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 20 | 2.6% | — |
| 11 | PLANET HOME LENDING, LLC | 19 | 2.5% | — |
| 12 | NEWREZ LLC | 16 | 2.1% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 14 | 1.8% | — |
| 14 | BoxCar Mortgage, LLC | 14 | 1.8% | — |
| 15 | Broker Solutions, Inc. | 13 | 1.7% | — |
| 16 | ACOPIA, LLC | 13 | 1.7% | — |
| 17 | Fairway Independent Mortgage Corporation | 10 | 1.3% | — |
| 18 | SOUTHWEST STAGE FUNDING, LLC | 9 | 1.2% | — |
| 19 | CROSSCOUNTRY MORTGAGE, INC. | 8 | 1.0% | — |
| 20 | Renasant Bank 64 out of 100, Moderate | 8 | 1.0% | 11.6% |
| 21 | FirstBank 59 out of 100, Moderate | 8 | 1.0% | 42.8% |
| 22 | BANKSOUTH MORTGAGE COMPANY, LLC | 8 | 1.0% | — |
| 23 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 0.9% | 32.9% |
| 24 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 7 | 0.9% | 14.1% |
| 25 | Truist Bank 63 out of 100, Moderate | 7 | 0.9% | 40.8% |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 7 | 0.9% | — |
| 27 | Synovus Bank | 7 | 0.9% | — |
| 28 | Loandepot.Com, LLC | 6 | 0.8% | — |
| 29 | Bank of America, National Association 59 out of 100, Moderate | 6 | 0.8% | 44.7% |
| 30 | SOUTHEASTERN CREDIT UNION 73 out of 100, Strong | 6 | 0.8% | 3.3% |
| 31 | TAMMAC HOLDINGS CORPORATION | 6 | 0.8% | — |
| 32 | VILLAGE CAPITAL & INVESTMENT LLC | 6 | 0.8% | — |
| 33 | AmeriSave Mortgage Corporation | 5 | 0.7% | — |
| 34 | FIGURE LENDING LLC | 5 | 0.7% | — |
| 35 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 5 | 0.7% | 74.7% |
| 36 | TOWNE MORTGAGE COMPANY | 5 | 0.7% | — |
| 37 | CMG MORTGAGE, INC. | 4 | 0.5% | — |
| 38 | SPRING EQ, LLC | 4 | 0.5% | — |
| 39 | GENWAY HOME MORTGAGE, INC. | 4 | 0.5% | — |
| 40 | Five Star Credit Union 72 out of 100, Strong | 4 | 0.5% | 27.7% |
Top 40 of 113 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps