Georgia · HMDA 2025
Mortgage lenders in Cook County, GA
118 lenders reported 689 home-loan applications in Cook County in 2025. 271 closed as loans ($52.7M), 182 were denied — a 37.6% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 24% of applications, led by 21st Mortgage Corporation. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 689
- Loans originated
- 271
- Purchase / refinance
- 148 / 102
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cook County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 80 | 11.6% | — |
| 2 | FIRST COMMERCE CREDIT UNION 65 out of 100, Moderate | 44 | 6.4% | 28.6% |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 43 | 6.2% | — |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 35 | 5.1% | — |
| 5 | Rocket Mortgage, LLC | 35 | 5.1% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 23 | 3.3% | — |
| 7 | Mortgage Research Center, LLC | 22 | 3.2% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 18 | 2.6% | — |
| 9 | Farmers & Merchants Bank 58 out of 100, Moderate | 17 | 2.5% | 6.3% |
| 10 | FREEDOM MORTGAGE CORPORATION | 17 | 2.5% | — |
| 11 | BANKSOUTH MORTGAGE COMPANY, LLC | 16 | 2.3% | — |
| 12 | AmeriSave Mortgage Corporation | 15 | 2.2% | — |
| 13 | Ameris Bank 67 out of 100, Moderate | 13 | 1.9% | 10.5% |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 12 | 1.7% | — |
| 15 | PLANET HOME LENDING, LLC | 12 | 1.7% | — |
| 16 | Broker Solutions, Inc. | 11 | 1.6% | — |
| 17 | Renasant Bank 64 out of 100, Moderate | 10 | 1.5% | 11.6% |
| 18 | NEWREZ LLC | 9 | 1.3% | — |
| 19 | Fairway Independent Mortgage Corporation | 9 | 1.3% | — |
| 20 | Truist Bank 63 out of 100, Moderate | 8 | 1.2% | 40.8% |
| 21 | Loandepot.Com, LLC | 8 | 1.2% | — |
| 22 | COLONY BANK 64 out of 100, Moderate | 8 | 1.2% | 4.8% |
| 23 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 1.0% | — |
| 24 | FirstBank 59 out of 100, Moderate | 7 | 1.0% | 42.8% |
| 25 | NEW DAY FINANCIAL, LLC | 7 | 1.0% | — |
| 26 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 7 | 1.0% | 74.7% |
| 27 | Bank of America, National Association 59 out of 100, Moderate | 6 | 0.9% | 44.7% |
| 28 | NATIONSTAR MORTGAGE LLC | 6 | 0.9% | — |
| 29 | FIGURE LENDING LLC | 5 | 0.7% | — |
| 30 | SOUTHEASTERN CREDIT UNION 73 out of 100, Strong | 5 | 0.7% | 3.3% |
| 31 | First Federal Savings and Loan Association of Valdosta 57 out of 100, Moderate | 5 | 0.7% | 0.0% |
| 32 | VILLAGE CAPITAL & INVESTMENT LLC | 5 | 0.7% | — |
| 33 | Synovus Bank | 5 | 0.7% | — |
| 34 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 0.6% | 32.9% |
| 35 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 0.6% | 14.1% |
| 36 | COMMERCIAL BANKING COMPANY 79 out of 100, Strong | 4 | 0.6% | 6.6% |
| 37 | SOUTHWEST STAGE FUNDING, LLC | 4 | 0.6% | — |
| 38 | AMERICAN FINANCING CORPORATION | 4 | 0.6% | — |
| 39 | TAMMAC HOLDINGS CORPORATION | 4 | 0.6% | — |
| 40 | CALCON MUTUAL MORTGAGE LLC | 4 | 0.6% | — |
Top 40 of 118 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps