Georgia · HMDA 2025
Mortgage lenders in Habersham County, GA
218 lenders reported 2,301 home-loan applications in Habersham County in 2025. 1,136 closed as loans ($290.6M), 346 were denied — a 22.3% denial rate on decided applications, below the Georgia rate of 24.9%. The three most active lenders handled 16% of applications, led by Rocket Mortgage, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,301
- Loans originated
- 1,136
- Purchase / refinance
- 588 / 335
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Habersham County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 131 | 5.7% | — |
| 2 | United Community Bank 67 out of 100, Moderate | 131 | 5.7% | 25.4% |
| 3 | PENNYMAC LOAN SERVICES, LLC | 117 | 5.1% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 111 | 4.8% | — |
| 5 | SouthState Bank, National Association 68 out of 100, Moderate | 95 | 4.1% | 23.3% |
| 6 | 21st Mortgage Corporation | 67 | 2.9% | — |
| 7 | AMERICAN PACIFIC MORTGAGE CORPORATION | 66 | 2.9% | — |
| 8 | PINNACLE BANK | 63 | 2.7% | — |
| 9 | HOMEOWNERS FINANCIAL GROUP USA, LLC | 60 | 2.6% | — |
| 10 | NEWREZ LLC | 59 | 2.6% | — |
| 11 | Regions Bank 64 out of 100, Moderate | 53 | 2.3% | 43.1% |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 47 | 2.0% | 14.1% |
| 13 | Fairway Independent Mortgage Corporation | 47 | 2.0% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 46 | 2.0% | — |
| 15 | PREMIER MORTGAGE RESOURCES, L.L.C. | 44 | 1.9% | — |
| 16 | Mortgage Research Center, LLC | 41 | 1.8% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 40 | 1.7% | — |
| 18 | VANDERBILT MORTGAGE AND FINANCE, INC. | 39 | 1.7% | — |
| 19 | AmeriSave Mortgage Corporation | 30 | 1.3% | — |
| 20 | SENTE MORTGAGE, INC. | 30 | 1.3% | — |
| 21 | GEORGIA UNITED | 30 | 1.3% | — |
| 22 | PLANET HOME LENDING, LLC | 29 | 1.3% | — |
| 23 | GUILD MORTGAGE COMPANY | 26 | 1.1% | — |
| 24 | NATIONSTAR MORTGAGE LLC | 25 | 1.1% | — |
| 25 | Broker Solutions, Inc. | 24 | 1.0% | — |
| 26 | Renasant Bank 64 out of 100, Moderate | 24 | 1.0% | 11.6% |
| 27 | CROSSCOUNTRY MORTGAGE, INC. | 23 | 1.0% | — |
| 28 | Citizens Bank, National Association 54 out of 100, Below average | 22 | 1.0% | 32.5% |
| 29 | FIGURE LENDING LLC | 22 | 1.0% | — |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 21 | 0.9% | 32.9% |
| 31 | Truist Bank 63 out of 100, Moderate | 21 | 0.9% | 40.8% |
| 32 | LAKEVIEW LOAN SERVICING, LLC | 20 | 0.9% | — |
| 33 | Discover Bank | 18 | 0.8% | — |
| 34 | MyGeorgia Credit Union 72 out of 100, Strong | 18 | 0.8% | 38.3% |
| 35 | EVERETT FINANCIAL, INC. | 17 | 0.7% | — |
| 36 | Loandepot.Com, LLC | 15 | 0.7% | — |
| 37 | PEACH STATE FEDERAL CREDIT UNION 68 out of 100, Moderate | 15 | 0.7% | 30.7% |
| 38 | UNION HOME MORTGAGE CORP. | 14 | 0.6% | — |
| 39 | LOWER, LLC | 14 | 0.6% | — |
| 40 | Ameris Bank 67 out of 100, Moderate | 14 | 0.6% | 10.5% |
Top 40 of 218 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps