Georgia · HMDA 2025
Mortgage lenders in Hancock County, GA
99 lenders reported 273 home-loan applications in Hancock County in 2025. 105 closed as loans ($27.2M), 64 were denied — a 34.8% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 23% of applications, led by 21st Mortgage Corporation. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 273
- Loans originated
- 105
- Purchase / refinance
- 60 / 30
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hancock County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 32 | 11.7% | — |
| 2 | Rocket Mortgage, LLC | 22 | 8.1% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 10 | 3.7% | — |
| 4 | Broker Solutions, Inc. | 10 | 3.7% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 10 | 3.7% | — |
| 6 | Mortgage Research Center, LLC | 10 | 3.7% | — |
| 7 | NEWREZ LLC | 9 | 3.3% | — |
| 8 | ROBINS FINANCIAL | 7 | 2.6% | — |
| 9 | Truist Bank 63 out of 100, Moderate | 6 | 2.2% | 40.8% |
| 10 | EVERETT FINANCIAL, INC. | 6 | 2.2% | — |
| 11 | Exchange Bank | 6 | 2.2% | — |
| 12 | SOUTHWEST STAGE FUNDING, LLC | 5 | 1.8% | — |
| 13 | SOUTHEAST MORTGAGE OF GEORGIA, INC. | 5 | 1.8% | — |
| 14 | TRIAD FINANCIAL SERVICES, INC. | 4 | 1.5% | — |
| 15 | GEORGIA'S OWN | 4 | 1.5% | — |
| 16 | PHH Mortgage Corporation | 4 | 1.5% | — |
| 17 | Ameris Bank 67 out of 100, Moderate | 4 | 1.5% | 10.5% |
| 18 | BANKSOUTH MORTGAGE COMPANY, LLC | 4 | 1.5% | — |
| 19 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 1.1% | 32.9% |
| 20 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 1.1% | — |
| 21 | AmeriSave Mortgage Corporation | 3 | 1.1% | — |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 1.1% | — |
| 23 | ATLANTA POSTAL | 3 | 1.1% | — |
| 24 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 1.1% | — |
| 25 | NEW DAY FINANCIAL, LLC | 3 | 1.1% | — |
| 26 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | 1.1% | — |
| 27 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.7% | 14.1% |
| 28 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 0.7% | 32.5% |
| 29 | Fairway Independent Mortgage Corporation | 2 | 0.7% | — |
| 30 | GUARANTEED RATE, INC. | 2 | 0.7% | — |
| 31 | Regions Bank 64 out of 100, Moderate | 2 | 0.7% | 43.1% |
| 32 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 0.7% | — |
| 33 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 0.7% | 39.5% |
| 34 | Magnolia State Bank 87 out of 100, Very strong | 2 | 0.7% | 3.8% |
| 35 | Morris Bank | 2 | 0.7% | — |
| 36 | Mortgage Right | 2 | 0.7% | — |
| 37 | PLANET HOME LENDING, LLC | 2 | 0.7% | — |
| 38 | Renasant Bank 64 out of 100, Moderate | 2 | 0.7% | 11.6% |
| 39 | FirstBank 59 out of 100, Moderate | 2 | 0.7% | 42.8% |
| 40 | FIRST COMMUNITY MORTGAGE, INC. | 2 | 0.7% | — |
Top 40 of 99 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps