Georgia · HMDA 2025
Mortgage lenders in Johnson County, GA
66 lenders reported 206 home-loan applications in Johnson County in 2025. 80 closed as loans ($13.0M), 49 were denied — a 36.0% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 30% of applications, led by 21st Mortgage Corporation. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 206
- Loans originated
- 80
- Purchase / refinance
- 38 / 33
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Johnson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 21 | 10.2% | — |
| 2 | Rocket Mortgage, LLC | 21 | 10.2% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 20 | 9.7% | — |
| 4 | ROBINS FINANCIAL | 8 | 3.9% | — |
| 5 | Mortgage Research Center, LLC | 7 | 3.4% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 6 | 2.9% | — |
| 7 | NATIONSTAR MORTGAGE LLC | 6 | 2.9% | — |
| 8 | TRIAD FINANCIAL SERVICES, INC. | 5 | 2.4% | — |
| 9 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 2.4% | — |
| 10 | Loandepot.Com, LLC | 4 | 1.9% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 1.9% | — |
| 12 | Broker Solutions, Inc. | 4 | 1.9% | — |
| 13 | SOUTHWEST STAGE FUNDING, LLC | 4 | 1.9% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 4 | 1.9% | — |
| 15 | Ameris Bank 67 out of 100, Moderate | 4 | 1.9% | 10.5% |
| 16 | AmeriSave Mortgage Corporation | 3 | 1.5% | — |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 1.5% | — |
| 18 | SPRING EQ, LLC | 3 | 1.5% | — |
| 19 | Capital City Bank 72 out of 100, Strong | 3 | 1.5% | 32.0% |
| 20 | AMERICAN FINANCIAL RESOURCES, INC. | 3 | 1.5% | — |
| 21 | BankSouth 68 out of 100, Moderate | 3 | 1.5% | 3.3% |
| 22 | FirstBank 59 out of 100, Moderate | 3 | 1.5% | 42.8% |
| 23 | NEW DAY FINANCIAL, LLC | 3 | 1.5% | — |
| 24 | ROYAL UNITED MORTGAGE LLC | 3 | 1.5% | — |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 1.0% | 32.9% |
| 26 | NEWREZ LLC | 2 | 1.0% | — |
| 27 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 1.0% | 14.1% |
| 28 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 1.0% | 32.5% |
| 29 | Bank of America, National Association 59 out of 100, Moderate | 2 | 1.0% | 44.7% |
| 30 | Queensborough National Bank & Trust Company 62 out of 100, Moderate | 2 | 1.0% | 7.8% |
| 31 | COLONY BANK 64 out of 100, Moderate | 2 | 1.0% | 4.8% |
| 32 | PLANET HOME LENDING, LLC | 2 | 1.0% | — |
| 33 | Renasant Bank 64 out of 100, Moderate | 2 | 1.0% | 11.6% |
| 34 | TOP FLITE FINANCIAL, INC. | 2 | 1.0% | — |
| 35 | Bank of Dudley 69 out of 100, Moderate | 2 | 1.0% | 0.9% |
| 36 | LENDINGONE, LLC | 2 | 1.0% | — |
| 37 | MISSION LOANS, LLC | 2 | 1.0% | — |
| 38 | Fifth Third Bank, National Association 62 out of 100, Moderate | 2 | 1.0% | 34.0% |
| 39 | Truist Bank 63 out of 100, Moderate | 1 | 0.5% | 40.8% |
| 40 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.5% | 22.2% |
Top 40 of 66 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps