Georgia · HMDA 2025
Mortgage lenders in Lowndes County, GA
272 lenders reported 5,385 home-loan applications in Lowndes County in 2025. 2,788 closed as loans ($687.4M), 828 were denied — a 21.9% denial rate on decided applications, below the Georgia rate of 24.9%. The three most active lenders handled 15% of applications, led by Mortgage Research Center, LLC. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,385
- Loans originated
- 2,788
- Purchase / refinance
- 1,652 / 897
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lowndes County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Mortgage Research Center, LLC | 281 | 5.2% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 266 | 4.9% | — |
| 3 | Rocket Mortgage, LLC | 244 | 4.5% | — |
| 4 | Ameris Bank 67 out of 100, Moderate | 221 | 4.1% | 10.5% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 190 | 3.5% | — |
| 6 | DHI MORTGAGE COMPANY, LTD. | 184 | 3.4% | — |
| 7 | FREEDOM MORTGAGE CORPORATION | 165 | 3.1% | — |
| 8 | 21st Mortgage Corporation | 149 | 2.8% | — |
| 9 | Fairway Independent Mortgage Corporation | 147 | 2.7% | — |
| 10 | Renasant Bank 64 out of 100, Moderate | 146 | 2.7% | 11.6% |
| 11 | First Federal Savings and Loan Association of Valdosta 57 out of 100, Moderate | 127 | 2.4% | 0.0% |
| 12 | AMERIHOME MORTGAGE COMPANY, LLC | 107 | 2.0% | — |
| 13 | VANDERBILT MORTGAGE AND FINANCE, INC. | 104 | 1.9% | — |
| 14 | NEWREZ LLC | 102 | 1.9% | — |
| 15 | Bank OZK 76 out of 100, Strong | 97 | 1.8% | 37.8% |
| 16 | PLANET HOME LENDING, LLC | 93 | 1.7% | — |
| 17 | Navy Federal Credit Union 66 out of 100, Moderate | 92 | 1.7% | 32.9% |
| 18 | BANKSOUTH MORTGAGE COMPANY, LLC | 92 | 1.7% | — |
| 19 | BoxCar Mortgage, LLC | 87 | 1.6% | — |
| 20 | Farmers & Merchants Bank 58 out of 100, Moderate | 86 | 1.6% | 6.3% |
| 21 | SOUTHEASTERN CREDIT UNION 73 out of 100, Strong | 85 | 1.6% | 3.3% |
| 22 | Guardian Bank 65 out of 100, Moderate | 82 | 1.5% | 1.3% |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 81 | 1.5% | 14.1% |
| 24 | COMMERCIAL BANKING COMPANY 79 out of 100, Strong | 75 | 1.4% | 6.6% |
| 25 | FIRST COMMERCE CREDIT UNION 65 out of 100, Moderate | 75 | 1.4% | 28.6% |
| 26 | Bank of America, National Association 59 out of 100, Moderate | 71 | 1.3% | 44.7% |
| 27 | Synovus Bank | 71 | 1.3% | — |
| 28 | Regions Bank 64 out of 100, Moderate | 63 | 1.2% | 43.1% |
| 29 | TRIAD FINANCIAL SERVICES, INC. | 59 | 1.1% | — |
| 30 | AmeriSave Mortgage Corporation | 57 | 1.1% | — |
| 31 | NATIONSTAR MORTGAGE LLC | 56 | 1.0% | — |
| 32 | NEW DAY FINANCIAL, LLC | 56 | 1.0% | — |
| 33 | Truist Bank 63 out of 100, Moderate | 55 | 1.0% | 40.8% |
| 34 | VILLAGE CAPITAL & INVESTMENT LLC | 55 | 1.0% | — |
| 35 | Broker Solutions, Inc. | 52 | 1.0% | — |
| 36 | Citizens Community Bank | 52 | 1.0% | — |
| 37 | Loandepot.Com, LLC | 48 | 0.9% | — |
| 38 | COLONY BANK 64 out of 100, Moderate | 44 | 0.8% | 4.8% |
| 39 | LAKEVIEW LOAN SERVICING, LLC | 41 | 0.8% | — |
| 40 | FIGURE LENDING LLC | 39 | 0.7% | — |
Top 40 of 272 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps