Georgia · HMDA 2025
Mortgage lenders in Mitchell County, GA
107 lenders reported 496 home-loan applications in Mitchell County in 2025. 182 closed as loans ($26.9M), 172 were denied — a 46.4% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 29% of applications, led by 21st Mortgage Corporation. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 496
- Loans originated
- 182
- Purchase / refinance
- 96 / 72
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Mitchell County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 89 | 17.9% | — |
| 2 | Guardian Bank 65 out of 100, Moderate | 32 | 6.5% | 1.3% |
| 3 | FREEDOM MORTGAGE CORPORATION | 21 | 4.2% | — |
| 4 | Rocket Mortgage, LLC | 20 | 4.0% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 17 | 3.4% | — |
| 6 | Five Star Credit Union 72 out of 100, Strong | 17 | 3.4% | 27.7% |
| 7 | TRIAD FINANCIAL SERVICES, INC. | 15 | 3.0% | — |
| 8 | NEWREZ LLC | 12 | 2.4% | — |
| 9 | Broker Solutions, Inc. | 12 | 2.4% | — |
| 10 | Mortgage Research Center, LLC | 12 | 2.4% | — |
| 11 | Equity Prime Mortgage LLC | 10 | 2.0% | — |
| 12 | FirstBank 59 out of 100, Moderate | 10 | 2.0% | 42.8% |
| 13 | First Federal Bank 50 out of 100, Below average | 10 | 2.0% | 13.5% |
| 14 | AmeriSave Mortgage Corporation | 9 | 1.8% | — |
| 15 | Truist Bank 63 out of 100, Moderate | 7 | 1.4% | 40.8% |
| 16 | PENNYMAC LOAN SERVICES, LLC | 7 | 1.4% | — |
| 17 | NATIONSTAR MORTGAGE LLC | 7 | 1.4% | — |
| 18 | NEW DAY FINANCIAL, LLC | 7 | 1.4% | — |
| 19 | Loandepot.Com, LLC | 6 | 1.2% | — |
| 20 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 1.2% | — |
| 21 | Regions Bank 64 out of 100, Moderate | 6 | 1.2% | 43.1% |
| 22 | CARRINGTON MORTGAGE SERVICES, LLC | 6 | 1.2% | — |
| 23 | UNION HOME MORTGAGE CORP. | 6 | 1.2% | — |
| 24 | GoodLeap, LLC | 6 | 1.2% | — |
| 25 | SPRING EQ, LLC | 5 | 1.0% | — |
| 26 | PLANET HOME LENDING, LLC | 5 | 1.0% | — |
| 27 | TOWNE MORTGAGE COMPANY | 5 | 1.0% | — |
| 28 | Synovus Bank | 5 | 1.0% | — |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 0.8% | 32.9% |
| 30 | COLONY BANK 64 out of 100, Moderate | 4 | 0.8% | 4.8% |
| 31 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 0.8% | — |
| 32 | PHH Mortgage Corporation | 4 | 0.8% | — |
| 33 | Flagstar Bank, N.A. 31 out of 100, Low | 4 | 0.8% | 35.1% |
| 34 | GUILD MORTGAGE COMPANY | 3 | 0.6% | — |
| 35 | Renasant Bank 64 out of 100, Moderate | 3 | 0.6% | 11.6% |
| 36 | TAMMAC HOLDINGS CORPORATION | 3 | 0.6% | — |
| 37 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 0.6% | — |
| 38 | Ameris Bank 67 out of 100, Moderate | 3 | 0.6% | 10.5% |
| 39 | PeoplesSouth Bank 69 out of 100, Moderate | 3 | 0.6% | 5.5% |
| 40 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.4% | 14.1% |
Top 40 of 107 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps