Georgia · HMDA 2025
Mortgage lenders in Monroe County, GA
191 lenders reported 1,495 home-loan applications in Monroe County in 2025. 765 closed as loans ($219.6M), 237 were denied — a 22.7% denial rate on decided applications, below the Georgia rate of 24.9%. The three most active lenders handled 19% of applications, led by ROBINS FINANCIAL. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,495
- Loans originated
- 765
- Purchase / refinance
- 360 / 273
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Monroe County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | ROBINS FINANCIAL | 104 | 7.0% | — |
| 2 | Rocket Mortgage, LLC | 87 | 5.8% | — |
| 3 | United Bank 89 out of 100, Very strong | 86 | 5.8% | 19.2% |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 68 | 4.5% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 52 | 3.5% | — |
| 6 | NEWREZ LLC | 41 | 2.7% | — |
| 7 | Truist Bank 63 out of 100, Moderate | 40 | 2.7% | 40.8% |
| 8 | 21st Mortgage Corporation | 39 | 2.6% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 38 | 2.5% | — |
| 10 | AMERIHOME MORTGAGE COMPANY, LLC | 32 | 2.1% | — |
| 11 | CANOPY MORTGAGE, LLC | 31 | 2.1% | — |
| 12 | Mortgage Research Center, LLC | 30 | 2.0% | — |
| 13 | Broker Solutions, Inc. | 27 | 1.8% | — |
| 14 | EMM LOANS LLC | 27 | 1.8% | — |
| 15 | Navy Federal Credit Union 66 out of 100, Moderate | 26 | 1.7% | 32.9% |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 23 | 1.5% | 14.1% |
| 17 | GUILD MORTGAGE COMPANY | 22 | 1.5% | — |
| 18 | PLANET HOME LENDING, LLC | 21 | 1.4% | — |
| 19 | Renasant Bank 64 out of 100, Moderate | 21 | 1.4% | 11.6% |
| 20 | GUARANTEED RATE, INC. | 20 | 1.3% | — |
| 21 | Bank of America, National Association 59 out of 100, Moderate | 20 | 1.3% | 44.7% |
| 22 | NATIONSTAR MORTGAGE LLC | 19 | 1.3% | — |
| 23 | GMFS LLC | 18 | 1.2% | — |
| 24 | Loandepot.Com, LLC | 17 | 1.1% | — |
| 25 | Cadence Bank | 17 | 1.1% | — |
| 26 | VANDERBILT MORTGAGE AND FINANCE, INC. | 15 | 1.0% | — |
| 27 | Fairway Independent Mortgage Corporation | 15 | 1.0% | — |
| 28 | AmeriSave Mortgage Corporation | 14 | 0.9% | — |
| 29 | CROSSCOUNTRY MORTGAGE, INC. | 14 | 0.9% | — |
| 30 | SPRING EQ, LLC | 14 | 0.9% | — |
| 31 | VILLAGE CAPITAL & INVESTMENT LLC | 13 | 0.9% | — |
| 32 | BETTER MORTGAGE CORPORATION | 13 | 0.9% | — |
| 33 | Ameris Bank 67 out of 100, Moderate | 13 | 0.9% | 10.5% |
| 34 | KIND LENDING, LLC | 12 | 0.8% | — |
| 35 | Oconee State Bank 44 out of 100, Below average | 11 | 0.7% | 6.0% |
| 36 | Bank of Dudley 69 out of 100, Moderate | 11 | 0.7% | 0.9% |
| 37 | A&D Mortgage LLC | 10 | 0.7% | — |
| 38 | PLAZA HOME MORTGAGE, INC. | 10 | 0.7% | — |
| 39 | DELTA COMMUNITY CREDIT UNION 81 out of 100, Strong | 10 | 0.7% | 33.7% |
| 40 | Coastal Community Bank 35 out of 100, Low | 10 | 0.7% | 3.0% |
Top 40 of 191 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps