Georgia · HMDA 2025
Mortgage lenders in Pickens County, GA
233 lenders reported 2,378 home-loan applications in Pickens County in 2025. 1,195 closed as loans ($346.9M), 366 were denied — a 22.6% denial rate on decided applications, below the Georgia rate of 24.9%. The three most active lenders handled 17% of applications, led by Rocket Mortgage, LLC. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,378
- Loans originated
- 1,195
- Purchase / refinance
- 583 / 433
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Pickens County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 142 | 6.0% | — |
| 2 | United Community Bank 67 out of 100, Moderate | 129 | 5.4% | 25.4% |
| 3 | PENNYMAC LOAN SERVICES, LLC | 123 | 5.2% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 113 | 4.8% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 71 | 3.0% | — |
| 6 | Regions Bank 64 out of 100, Moderate | 68 | 2.9% | 43.1% |
| 7 | DHI MORTGAGE COMPANY, LTD. | 66 | 2.8% | — |
| 8 | NEWREZ LLC | 64 | 2.7% | — |
| 9 | Renasant Bank 64 out of 100, Moderate | 54 | 2.3% | 11.6% |
| 10 | AMERIHOME MORTGAGE COMPANY, LLC | 50 | 2.1% | — |
| 11 | FREEDOM MORTGAGE CORPORATION | 45 | 1.9% | — |
| 12 | TOWNE MORTGAGE COMPANY | 43 | 1.8% | — |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 39 | 1.6% | 14.1% |
| 14 | Truist Bank 63 out of 100, Moderate | 34 | 1.4% | 40.8% |
| 15 | TRIAD FINANCIAL SERVICES, INC. | 33 | 1.4% | — |
| 16 | Loandepot.Com, LLC | 32 | 1.3% | — |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 32 | 1.3% | — |
| 18 | Mortgage Research Center, LLC | 32 | 1.3% | — |
| 19 | ITHINK FINANCIAL Credit Union 65 out of 100, Moderate | 32 | 1.3% | 31.7% |
| 20 | NATIONSTAR MORTGAGE LLC | 31 | 1.3% | — |
| 21 | LAKEVIEW LOAN SERVICING, LLC | 31 | 1.3% | — |
| 22 | EVERETT FINANCIAL, INC. | 31 | 1.3% | — |
| 23 | Navy Federal Credit Union 66 out of 100, Moderate | 30 | 1.3% | 32.9% |
| 24 | SPRING EQ, LLC | 25 | 1.1% | — |
| 25 | 21st Mortgage Corporation | 24 | 1.0% | — |
| 26 | AmeriSave Mortgage Corporation | 24 | 1.0% | — |
| 27 | Ameris Bank 67 out of 100, Moderate | 24 | 1.0% | 10.5% |
| 28 | PLANET HOME LENDING, LLC | 23 | 1.0% | — |
| 29 | Bank of America, National Association 59 out of 100, Moderate | 22 | 0.9% | 44.7% |
| 30 | CREDIT UNION OF GEORGIA 68 out of 100, Moderate | 22 | 0.9% | 24.6% |
| 31 | Community Bank of Pickens County 73 out of 100, Strong | 22 | 0.9% | 0.0% |
| 32 | FIGURE LENDING LLC | 21 | 0.9% | — |
| 33 | SUCCESS MORTGAGE PARTNERS, INC. | 18 | 0.8% | — |
| 34 | Bank OZK 76 out of 100, Strong | 18 | 0.8% | 37.8% |
| 35 | Discover Bank | 17 | 0.7% | — |
| 36 | Cornerstone First Mortgage, Inc | 17 | 0.7% | — |
| 37 | KIND LENDING, LLC | 17 | 0.7% | — |
| 38 | CANOPY MORTGAGE, LLC | 17 | 0.7% | — |
| 39 | HOMEOWNERS FINANCIAL GROUP USA, LLC | 16 | 0.7% | — |
| 40 | VILLAGE CAPITAL & INVESTMENT LLC | 16 | 0.7% | — |
Top 40 of 233 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps