Georgia · HMDA 2025
Mortgage lenders in Rabun County, GA
161 lenders reported 821 home-loan applications in Rabun County in 2025. 422 closed as loans ($183.6M), 130 were denied — a 22.3% denial rate on decided applications, below the Georgia rate of 24.9%. The three most active lenders handled 20% of applications, led by United Community Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 821
- Loans originated
- 422
- Purchase / refinance
- 202 / 141
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Rabun County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | United Community Bank 67 out of 100, Moderate | 70 | 8.5% | 25.4% |
| 2 | Rocket Mortgage, LLC | 49 | 6.0% | — |
| 3 | Regions Bank 64 out of 100, Moderate | 44 | 5.4% | 43.1% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 42 | 5.1% | — |
| 5 | Renasant Bank 64 out of 100, Moderate | 37 | 4.5% | 11.6% |
| 6 | GUILD MORTGAGE COMPANY | 30 | 3.7% | — |
| 7 | Synovus Bank | 26 | 3.2% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 24 | 2.9% | — |
| 9 | Truist Bank 63 out of 100, Moderate | 20 | 2.4% | 40.8% |
| 10 | SouthState Bank, National Association 68 out of 100, Moderate | 20 | 2.4% | 23.3% |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 17 | 2.1% | 14.1% |
| 12 | NEWREZ LLC | 14 | 1.7% | — |
| 13 | Bank of America, National Association 59 out of 100, Moderate | 14 | 1.7% | 44.7% |
| 14 | VANDERBILT MORTGAGE AND FINANCE, INC. | 13 | 1.6% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 13 | 1.6% | — |
| 16 | GUARANTEED RATE, INC. | 12 | 1.5% | — |
| 17 | First American Bank and Trust Company 86 out of 100, Very strong | 12 | 1.5% | 2.5% |
| 18 | Ameris Bank 67 out of 100, Moderate | 11 | 1.3% | 10.5% |
| 19 | Navy Federal Credit Union 66 out of 100, Moderate | 10 | 1.2% | 32.9% |
| 20 | 21st Mortgage Corporation | 10 | 1.2% | — |
| 21 | FIGURE LENDING LLC | 10 | 1.2% | — |
| 22 | Oconee Federal Savings and Loan Association 78 out of 100, Strong | 9 | 1.1% | 12.0% |
| 23 | NATIONSTAR MORTGAGE LLC | 9 | 1.1% | — |
| 24 | Fairway Independent Mortgage Corporation | 8 | 1.0% | — |
| 25 | Broker Solutions, Inc. | 8 | 1.0% | — |
| 26 | Mortgage Research Center, LLC | 8 | 1.0% | — |
| 27 | SENTE MORTGAGE, INC. | 8 | 1.0% | — |
| 28 | VILLAGE CAPITAL & INVESTMENT LLC | 7 | 0.9% | — |
| 29 | Coastal Community Bank 35 out of 100, Low | 7 | 0.9% | 3.0% |
| 30 | Citizens Bank, National Association 54 out of 100, Below average | 6 | 0.7% | 32.5% |
| 31 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 6 | 0.7% | 22.2% |
| 32 | GEORGIA'S OWN | 6 | 0.7% | — |
| 33 | FREEDOM MORTGAGE CORPORATION | 6 | 0.7% | — |
| 34 | PHH Mortgage Corporation | 6 | 0.7% | — |
| 35 | STATE EMPLOYEES' | 5 | 0.6% | — |
| 36 | LOWER, LLC | 5 | 0.6% | — |
| 37 | Loandepot.Com, LLC | 4 | 0.5% | — |
| 38 | SPRING EQ, LLC | 4 | 0.5% | — |
| 39 | THE LOAN STORE, INC. | 4 | 0.5% | — |
| 40 | PLANET HOME LENDING, LLC | 4 | 0.5% | — |
Top 40 of 161 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps