Georgia · HMDA 2025
Mortgage lenders in Randolph County, GA
58 lenders reported 146 home-loan applications in Randolph County in 2025. 53 closed as loans ($6.1M), 54 were denied — a 47.8% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 32% of applications, led by 21st Mortgage Corporation. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 146
- Loans originated
- 53
- Purchase / refinance
- 23 / 19
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Randolph County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 21 | 14.4% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 17 | 11.6% | — |
| 3 | Georgia Community Bank 78 out of 100, Strong | 8 | 5.5% | 1.3% |
| 4 | Mortgage Research Center, LLC | 6 | 4.1% | — |
| 5 | Bank of Dawson 94 out of 100, Very strong | 6 | 4.1% | 10.5% |
| 6 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 3.4% | 32.9% |
| 7 | Five Star Credit Union 72 out of 100, Strong | 5 | 3.4% | 27.7% |
| 8 | NEWREZ LLC | 4 | 2.7% | — |
| 9 | Loandepot.Com, LLC | 4 | 2.7% | — |
| 10 | SOUTHWEST STAGE FUNDING, LLC | 4 | 2.7% | — |
| 11 | Regions Bank 64 out of 100, Moderate | 3 | 2.1% | 43.1% |
| 12 | Rocket Mortgage, LLC | 3 | 2.1% | — |
| 13 | GENEVA FINANCIAL, LLC | 3 | 2.1% | — |
| 14 | Renasant Bank 64 out of 100, Moderate | 3 | 2.1% | 11.6% |
| 15 | NATIONSTAR MORTGAGE LLC | 3 | 2.1% | — |
| 16 | NEW DAY FINANCIAL, LLC | 3 | 2.1% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 1.4% | 14.1% |
| 18 | TRIAD FINANCIAL SERVICES, INC. | 2 | 1.4% | — |
| 19 | PLANET HOME LENDING, LLC | 2 | 1.4% | — |
| 20 | BPL MORTGAGE TRUST, LLC | 2 | 1.4% | — |
| 21 | Flint Community Bank 54 out of 100, Below average | 2 | 1.4% | 0.0% |
| 22 | ANGEL OAK MORTGAGE SOLUTIONS LLC | 2 | 1.4% | — |
| 23 | Broker Solutions, Inc. | 1 | 0.7% | — |
| 24 | PENNYMAC LOAN SERVICES, LLC | 1 | 0.7% | — |
| 25 | AmeriSave Mortgage Corporation | 1 | 0.7% | — |
| 26 | PNC Bank, National Association 62 out of 100, Moderate | 1 | 0.7% | 33.8% |
| 27 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.7% | 44.7% |
| 28 | SPRING EQ, LLC | 1 | 0.7% | — |
| 29 | Loan Funder LLC | 1 | 0.7% | — |
| 30 | First National Bank of Decatur County 55 out of 100, Moderate | 1 | 0.7% | 4.0% |
| 31 | ZILLOW HOME LOANS, LLC | 1 | 0.7% | — |
| 32 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 0.7% | — |
| 33 | ROBINS FINANCIAL | 1 | 0.7% | — |
| 34 | SUN WEST MORTGAGE COMPANY, INC. | 1 | 0.7% | — |
| 35 | First Heritage Mortgage, LLC | 1 | 0.7% | — |
| 36 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 1 | 0.7% | — |
| 37 | ALL IN FEDERAL CREDIT UNION 57 out of 100, Moderate | 1 | 0.7% | 43.3% |
| 38 | Equity Prime Mortgage LLC | 1 | 0.7% | — |
| 39 | GMFS LLC | 1 | 0.7% | — |
| 40 | FirstBank 59 out of 100, Moderate | 1 | 0.7% | 42.8% |
Top 40 of 58 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps