Georgia · HMDA 2025
Mortgage lenders in Richmond County, GA
335 lenders reported 7,922 home-loan applications in Richmond County in 2025. 3,633 closed as loans ($754.8M), 1,396 were denied — a 26.3% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 14% of applications, led by Rocket Mortgage, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 7,922
- Loans originated
- 3,633
- Purchase / refinance
- 2,011 / 1,142
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Richmond County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 435 | 5.5% | — |
| 2 | SouthState Bank, National Association 68 out of 100, Moderate | 382 | 4.8% | 23.3% |
| 3 | Mortgage Research Center, LLC | 307 | 3.9% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 302 | 3.8% | — |
| 5 | GUILD MORTGAGE COMPANY | 298 | 3.8% | — |
| 6 | Navy Federal Credit Union 66 out of 100, Moderate | 284 | 3.6% | 32.9% |
| 7 | FREEDOM MORTGAGE CORPORATION | 250 | 3.2% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 248 | 3.1% | — |
| 9 | Broker Solutions, Inc. | 204 | 2.6% | — |
| 10 | SRP Federal Credit Union 81 out of 100, Strong | 189 | 2.4% | 16.6% |
| 11 | NEWREZ LLC | 172 | 2.2% | — |
| 12 | DHI MORTGAGE COMPANY, LTD. | 148 | 1.9% | — |
| 13 | VANDERBILT MORTGAGE AND FINANCE, INC. | 145 | 1.8% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 137 | 1.7% | — |
| 15 | Kiavi Funding, Inc. | 137 | 1.7% | — |
| 16 | Truist Bank 63 out of 100, Moderate | 129 | 1.6% | 40.8% |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 127 | 1.6% | 14.1% |
| 18 | MOVEMENT MORTGAGE, LLC | 117 | 1.5% | — |
| 19 | CROSSCOUNTRY MORTGAGE, INC. | 115 | 1.5% | — |
| 20 | AmeriSave Mortgage Corporation | 114 | 1.4% | — |
| 21 | Bank of America, National Association 59 out of 100, Moderate | 113 | 1.4% | 44.7% |
| 22 | Regions Bank 64 out of 100, Moderate | 109 | 1.4% | 43.1% |
| 23 | Loandepot.Com, LLC | 106 | 1.3% | — |
| 24 | NEW DAY FINANCIAL, LLC | 105 | 1.3% | — |
| 25 | VILLAGE CAPITAL & INVESTMENT LLC | 99 | 1.2% | — |
| 26 | PLANET HOME LENDING, LLC | 94 | 1.2% | — |
| 27 | Ameris Bank 67 out of 100, Moderate | 92 | 1.2% | 10.5% |
| 28 | Queensborough National Bank & Trust Company 62 out of 100, Moderate | 90 | 1.1% | 7.8% |
| 29 | PINNACLE BANK | 86 | 1.1% | — |
| 30 | NATIONSTAR MORTGAGE LLC | 79 | 1.0% | — |
| 31 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 72 | 0.9% | 45.9% |
| 32 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 69 | 0.9% | 22.2% |
| 33 | Cadence Bank | 69 | 0.9% | — |
| 34 | 21st Mortgage Corporation | 60 | 0.8% | — |
| 35 | FIGURE LENDING LLC | 56 | 0.7% | — |
| 36 | CARRINGTON MORTGAGE SERVICES, LLC | 54 | 0.7% | — |
| 37 | FBC MORTGAGE, LLC | 51 | 0.6% | — |
| 38 | GEORGIA'S OWN | 48 | 0.6% | — |
| 39 | LENDINGONE, LLC | 47 | 0.6% | — |
| 40 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 44 | 0.6% | — |
Top 40 of 335 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps