Georgia · HMDA 2025
Mortgage lenders in Terrell County, GA
73 lenders reported 253 home-loan applications in Terrell County in 2025. 127 closed as loans ($15.4M), 51 were denied — a 28.0% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 27% of applications, led by Georgia Community Bank. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 253
- Loans originated
- 127
- Purchase / refinance
- 53 / 57
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Terrell County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Georgia Community Bank 78 out of 100, Strong | 31 | 12.3% | 1.3% |
| 2 | Bank of Dawson 94 out of 100, Very strong | 23 | 9.1% | 10.5% |
| 3 | Navy Federal Credit Union 66 out of 100, Moderate | 14 | 5.5% | 32.9% |
| 4 | 21st Mortgage Corporation | 13 | 5.1% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 9 | 3.6% | — |
| 6 | Rocket Mortgage, LLC | 8 | 3.2% | — |
| 7 | Mortgage Research Center, LLC | 8 | 3.2% | — |
| 8 | COLONY BANK 64 out of 100, Moderate | 8 | 3.2% | 4.8% |
| 9 | NEW DAY FINANCIAL, LLC | 7 | 2.8% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 2.4% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 6 | 2.4% | — |
| 12 | GEORGIA'S OWN | 6 | 2.4% | — |
| 13 | Renasant Bank 64 out of 100, Moderate | 6 | 2.4% | 11.6% |
| 14 | Flint Community Bank 54 out of 100, Below average | 5 | 2.0% | 0.0% |
| 15 | Broker Solutions, Inc. | 4 | 1.6% | — |
| 16 | Regions Bank 64 out of 100, Moderate | 4 | 1.6% | 43.1% |
| 17 | AmeriSave Mortgage Corporation | 4 | 1.6% | — |
| 18 | Five Star Credit Union 72 out of 100, Strong | 4 | 1.6% | 27.7% |
| 19 | USAA Federal Savings Bank 64 out of 100, Moderate | 4 | 1.6% | 37.2% |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 1.2% | 14.1% |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 1.2% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 3 | 1.2% | — |
| 23 | Equity Prime Mortgage LLC | 3 | 1.2% | — |
| 24 | FirstBank 59 out of 100, Moderate | 3 | 1.2% | 42.8% |
| 25 | CALCON MUTUAL MORTGAGE LLC | 3 | 1.2% | — |
| 26 | GoodLeap, LLC | 3 | 1.2% | — |
| 27 | Ameris Bank 67 out of 100, Moderate | 3 | 1.2% | 10.5% |
| 28 | Truist Bank 63 out of 100, Moderate | 2 | 0.8% | 40.8% |
| 29 | Loandepot.Com, LLC | 2 | 0.8% | — |
| 30 | GUARANTEED RATE, INC. | 2 | 0.8% | — |
| 31 | THE LOAN STORE, INC. | 2 | 0.8% | — |
| 32 | Loan Funder LLC | 2 | 0.8% | — |
| 33 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 2 | 0.8% | — |
| 34 | CHURCHILL MORTGAGE CORPORATION | 2 | 0.8% | — |
| 35 | VILLAGE CAPITAL & INVESTMENT LLC | 2 | 0.8% | — |
| 36 | First Federal Bank 50 out of 100, Below average | 2 | 0.8% | 13.5% |
| 37 | First State Bank of Blakely | 2 | 0.8% | — |
| 38 | Coastal Community Bank 35 out of 100, Low | 2 | 0.8% | 3.0% |
| 39 | Synovus Bank | 2 | 0.8% | — |
| 40 | PeoplesSouth Bank 69 out of 100, Moderate | 2 | 0.8% | 5.5% |
Top 40 of 73 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps