Georgia · HMDA 2025
Mortgage lenders in Troup County, GA
254 lenders reported 3,238 home-loan applications in Troup County in 2025. 1,489 closed as loans ($365.7M), 487 were denied — a 23.7% denial rate on decided applications, below the Georgia rate of 24.9%. The three most active lenders handled 13% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,238
- Loans originated
- 1,489
- Purchase / refinance
- 856 / 439
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Troup County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 145 | 4.5% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 133 | 4.1% | — |
| 3 | Synovus Bank | 132 | 4.1% | — |
| 4 | Rocket Mortgage, LLC | 126 | 3.9% | — |
| 5 | Kiavi Funding, Inc. | 119 | 3.7% | — |
| 6 | AMERIHOME MORTGAGE COMPANY, LLC | 118 | 3.6% | — |
| 7 | FREEDOM MORTGAGE CORPORATION | 98 | 3.0% | — |
| 8 | COLONY BANK 64 out of 100, Moderate | 88 | 2.7% | 4.8% |
| 9 | Loandepot.Com, LLC | 80 | 2.5% | — |
| 10 | SouthState Bank, National Association 68 out of 100, Moderate | 75 | 2.3% | 23.3% |
| 11 | JET HOMELOANS, LP | 72 | 2.2% | — |
| 12 | GUILD MORTGAGE COMPANY | 66 | 2.0% | — |
| 13 | Magnolia Bank, Incorporated 49 out of 100, Below average | 63 | 1.9% | 10.3% |
| 14 | Broker Solutions, Inc. | 62 | 1.9% | — |
| 15 | Truist Bank 63 out of 100, Moderate | 57 | 1.8% | 40.8% |
| 16 | VILLAGE CAPITAL & INVESTMENT LLC | 56 | 1.7% | — |
| 17 | PLANET HOME LENDING, LLC | 53 | 1.6% | — |
| 18 | Navy Federal Credit Union 66 out of 100, Moderate | 52 | 1.6% | 32.9% |
| 19 | Mortgage Research Center, LLC | 50 | 1.5% | — |
| 20 | NEWREZ LLC | 49 | 1.5% | — |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 45 | 1.4% | 14.1% |
| 22 | PNC Bank, National Association 62 out of 100, Moderate | 45 | 1.4% | 33.8% |
| 23 | MOVEMENT MORTGAGE, LLC | 44 | 1.4% | — |
| 24 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 44 | 1.4% | — |
| 25 | VANDERBILT MORTGAGE AND FINANCE, INC. | 43 | 1.3% | — |
| 26 | AmeriSave Mortgage Corporation | 43 | 1.3% | — |
| 27 | INSPIRE HOME LOANS INC. | 42 | 1.3% | — |
| 28 | NATIONSTAR MORTGAGE LLC | 40 | 1.2% | — |
| 29 | CROSSCOUNTRY MORTGAGE, INC. | 39 | 1.2% | — |
| 30 | Renasant Bank 64 out of 100, Moderate | 39 | 1.2% | 11.6% |
| 31 | Bank of America, National Association 59 out of 100, Moderate | 38 | 1.2% | 44.7% |
| 32 | LAKEVIEW LOAN SERVICING, LLC | 34 | 1.1% | — |
| 33 | CMG MORTGAGE, INC. | 33 | 1.0% | — |
| 34 | PHH Mortgage Corporation | 29 | 0.9% | — |
| 35 | Equity Prime Mortgage LLC | 27 | 0.8% | — |
| 36 | DELTA COMMUNITY CREDIT UNION 81 out of 100, Strong | 25 | 0.8% | 33.7% |
| 37 | Fairway Independent Mortgage Corporation | 24 | 0.7% | — |
| 38 | NEW DAY FINANCIAL, LLC | 24 | 0.7% | — |
| 39 | SPRING EQ, LLC | 23 | 0.7% | — |
| 40 | FIGURE LENDING LLC | 21 | 0.6% | — |
Top 40 of 254 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps