Idaho · HMDA 2025
Mortgage lenders in Blaine County, ID
158 lenders reported 1,165 home-loan applications in Blaine County in 2025. 646 closed as loans ($490.5M), 208 were denied — a 23.3% denial rate on decided applications, above the Idaho rate of 17.5%. The three most active lenders handled 22% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,165
- Loans originated
- 646
- Purchase / refinance
- 281 / 216
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Blaine County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 96 | 8.2% | — |
| 2 | D. L. EVANS BANK | 88 | 7.6% | — |
| 3 | IDAHO CENTRAL CREDIT UNION 62 out of 100, Moderate | 78 | 6.7% | 17.8% |
| 4 | Rocket Mortgage, LLC | 71 | 6.1% | — |
| 5 | U.S. Bank National Association 55 out of 100, Moderate | 63 | 5.4% | 39.5% |
| 6 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 46 | 3.9% | 14.1% |
| 7 | Loandepot.Com, LLC | 45 | 3.9% | — |
| 8 | Glacier Bank 68 out of 100, Moderate | 37 | 3.2% | 20.0% |
| 9 | PIONEER FEDERAL CREDIT UNION 60 out of 100, Moderate | 37 | 3.2% | 9.0% |
| 10 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 32 | 2.7% | 30.7% |
| 11 | Bank of America, National Association 59 out of 100, Moderate | 31 | 2.7% | 44.7% |
| 12 | GUARANTEED RATE, INC. | 27 | 2.3% | — |
| 13 | PENNYMAC LOAN SERVICES, LLC | 21 | 1.8% | — |
| 14 | Morgan Stanley Private Bank, National Association 61 out of 100, Moderate | 17 | 1.5% | 4.9% |
| 15 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 14 | 1.2% | 22.2% |
| 16 | THE LOAN STORE, INC. | 14 | 1.2% | — |
| 17 | GUILD MORTGAGE COMPANY | 13 | 1.1% | — |
| 18 | Broker Solutions, Inc. | 11 | 0.9% | — |
| 19 | SPRING EQ, LLC | 11 | 0.9% | — |
| 20 | FREEDOM MORTGAGE CORPORATION | 11 | 0.9% | — |
| 21 | Charles Schwab Bank, SSB 81 out of 100, Strong | 11 | 0.9% | 5.2% |
| 22 | NEWREZ LLC | 10 | 0.9% | — |
| 23 | MUTUAL OF OMAHA MORTGAGE, INC. | 10 | 0.9% | — |
| 24 | 21st Mortgage Corporation | 9 | 0.8% | — |
| 25 | AmeriSave Mortgage Corporation | 9 | 0.8% | — |
| 26 | CROSSCOUNTRY MORTGAGE, INC. | 9 | 0.8% | — |
| 27 | Mountain America Federal Credit Union 56 out of 100, Moderate | 9 | 0.8% | 45.0% |
| 28 | PREMIER MORTGAGE RESOURCES, L.L.C. | 9 | 0.8% | — |
| 29 | First Federal Savings Bank of Twin Falls | 8 | 0.7% | — |
| 30 | UBS Bank USA 64 out of 100, Moderate | 8 | 0.7% | 7.7% |
| 31 | NATIONSTAR MORTGAGE LLC | 8 | 0.7% | — |
| 32 | Goldman Sachs Bank USA 58 out of 100, Moderate | 8 | 0.7% | 21.6% |
| 33 | Citibank, National Association 60 out of 100, Moderate | 8 | 0.7% | 24.0% |
| 34 | Discover Bank | 7 | 0.6% | — |
| 35 | PROVIDENT FUNDING ASSOCIATES, L.P. | 7 | 0.6% | — |
| 36 | OCMBC, INC. | 7 | 0.6% | — |
| 37 | VANDERBILT MORTGAGE AND FINANCE, INC. | 6 | 0.5% | — |
| 38 | Citadel Servicing Corporation | 6 | 0.5% | — |
| 39 | BMO Bank National Association 83 out of 100, Strong | 6 | 0.5% | 40.5% |
| 40 | FIGURE LENDING LLC | 6 | 0.5% | — |
Top 40 of 158 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Idaho
- Ada County 27,606 apps
- Canyon County 15,449 apps
- Kootenai County 10,451 apps
- Bonneville County 6,658 apps
- Twin Falls County 4,638 apps
- Bannock County 4,192 apps
- Bonner County 3,139 apps
- Bingham County 2,229 apps
- Jefferson County 1,848 apps
- Elmore County 1,741 apps
- Nez Perce County 1,664 apps
- Payette County 1,570 apps