Idaho · HMDA 2025
Mortgage lenders in Fremont County, ID
135 lenders reported 866 home-loan applications in Fremont County in 2025. 457 closed as loans ($155.7M), 128 were denied — a 20.7% denial rate on decided applications, above the Idaho rate of 17.5%. The three most active lenders handled 27% of applications, led by IDAHO CENTRAL CREDIT UNION. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 866
- Loans originated
- 457
- Purchase / refinance
- 200 / 147
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Fremont County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | IDAHO CENTRAL CREDIT UNION 62 out of 100, Moderate | 102 | 11.8% | 17.8% |
| 2 | Mountain America Federal Credit Union 56 out of 100, Moderate | 71 | 8.2% | 45.0% |
| 3 | BEEHIVE | 65 | 7.5% | — |
| 4 | Glacier Bank 68 out of 100, Moderate | 44 | 5.1% | 20.0% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 31 | 3.6% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 27 | 3.1% | — |
| 7 | Rocket Mortgage, LLC | 24 | 2.8% | — |
| 8 | The Bank of Commerce 78 out of 100, Strong | 18 | 2.1% | 4.1% |
| 9 | CANOPY MORTGAGE, LLC | 16 | 1.8% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 15 | 1.7% | 14.1% |
| 11 | GOLDENWEST | 15 | 1.7% | — |
| 12 | PREMIER MORTGAGE RESOURCES, L.L.C. | 15 | 1.7% | — |
| 13 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 15 | 1.7% | 30.7% |
| 14 | NEWREZ LLC | 13 | 1.5% | — |
| 15 | D. L. EVANS BANK | 13 | 1.5% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 13 | 1.5% | — |
| 17 | GUILD MORTGAGE COMPANY | 12 | 1.4% | — |
| 18 | Mortgage Research Center, LLC | 12 | 1.4% | — |
| 19 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 12 | 1.4% | — |
| 20 | WESTMARK Credit Union 57 out of 100, Moderate | 12 | 1.4% | 20.0% |
| 21 | Loandepot.Com, LLC | 11 | 1.3% | — |
| 22 | U.S. Bank National Association 55 out of 100, Moderate | 11 | 1.3% | 39.5% |
| 23 | KIND LENDING, LLC | 11 | 1.3% | — |
| 24 | Eagle Bank and Trust Company 83 out of 100, Strong | 11 | 1.3% | 4.9% |
| 25 | EAST IDAHO Credit Union | 11 | 1.3% | — |
| 26 | Synergy One Lending, Inc. | 10 | 1.2% | — |
| 27 | AMERICA FIRST Federal Credit Union 71 out of 100, Strong | 10 | 1.2% | 22.5% |
| 28 | NATIONSTAR MORTGAGE LLC | 10 | 1.2% | — |
| 29 | PHH Mortgage Corporation | 10 | 1.2% | — |
| 30 | CROSSCOUNTRY MORTGAGE, INC. | 9 | 1.0% | — |
| 31 | Citizens Bank, National Association 54 out of 100, Below average | 7 | 0.8% | 32.5% |
| 32 | KeyBank National Association 63 out of 100, Moderate | 7 | 0.8% | 32.8% |
| 33 | AmeriSave Mortgage Corporation | 6 | 0.7% | — |
| 34 | SUMMIT FUNDING, INC. | 6 | 0.7% | — |
| 35 | CHURCHILL MORTGAGE CORPORATION | 6 | 0.7% | — |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 6 | 0.7% | — |
| 37 | SECURITYNATIONAL MORTGAGE COMPANY | 6 | 0.7% | — |
| 38 | 21st Mortgage Corporation | 5 | 0.6% | — |
| 39 | FIGURE LENDING LLC | 5 | 0.6% | — |
| 40 | FIRST COLONY MORTGAGE CORPORATION | 5 | 0.6% | — |
Top 40 of 135 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Idaho
- Ada County 27,606 apps
- Canyon County 15,449 apps
- Kootenai County 10,451 apps
- Bonneville County 6,658 apps
- Twin Falls County 4,638 apps
- Bannock County 4,192 apps
- Bonner County 3,139 apps
- Bingham County 2,229 apps
- Jefferson County 1,848 apps
- Elmore County 1,741 apps
- Nez Perce County 1,664 apps
- Payette County 1,570 apps