Idaho · HMDA 2025
Mortgage lenders in Latah County, ID
117 lenders reported 1,191 home-loan applications in Latah County in 2025. 725 closed as loans ($248.3M), 142 were denied — a 15.3% denial rate on decided applications, below the Idaho rate of 17.5%. The three most active lenders handled 33% of applications, led by IDAHO CENTRAL CREDIT UNION. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,191
- Loans originated
- 725
- Purchase / refinance
- 335 / 257
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Latah County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | IDAHO CENTRAL CREDIT UNION 62 out of 100, Moderate | 167 | 14.0% | 17.8% |
| 2 | CMG MORTGAGE, INC. | 122 | 10.2% | — |
| 3 | Potlatch No. 1 Financial Credit Union 62 out of 100, Moderate | 99 | 8.3% | 13.4% |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 97 | 8.1% | — |
| 5 | Rocket Mortgage, LLC | 55 | 4.6% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 43 | 3.6% | — |
| 7 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 39 | 3.3% | 30.7% |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 36 | 3.0% | 39.5% |
| 9 | Freedom Northwest Credit Union 82 out of 100, Strong | 31 | 2.6% | 0.0% |
| 10 | Washington Trust Bank 60 out of 100, Moderate | 28 | 2.4% | 22.5% |
| 11 | KIND LENDING, LLC | 25 | 2.1% | — |
| 12 | GUILD MORTGAGE COMPANY | 21 | 1.8% | — |
| 13 | Mortgage Research Center, LLC | 20 | 1.7% | — |
| 14 | Umpqua Bank 64 out of 100, Moderate | 20 | 1.7% | 28.5% |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 19 | 1.6% | 14.1% |
| 16 | Banner Bank 72 out of 100, Strong | 19 | 1.6% | 35.6% |
| 17 | WASHINGTON STATE EMPLOYEES CREDIT UNION 59 out of 100, Moderate | 18 | 1.5% | 46.1% |
| 18 | CROSSCOUNTRY MORTGAGE, INC. | 16 | 1.3% | — |
| 19 | SPOKANE TEACHERS | 14 | 1.2% | — |
| 20 | NEWREZ LLC | 12 | 1.0% | — |
| 21 | FREEDOM MORTGAGE CORPORATION | 12 | 1.0% | — |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 10 | 0.8% | 32.9% |
| 23 | TRIAD FINANCIAL SERVICES, INC. | 10 | 0.8% | — |
| 24 | AMERICAN FINANCING CORPORATION | 9 | 0.8% | — |
| 25 | LAKEVIEW LOAN SERVICING, LLC | 9 | 0.8% | — |
| 26 | Coastal Community Bank 35 out of 100, Low | 9 | 0.8% | 3.0% |
| 27 | Citizens Bank, National Association 54 out of 100, Below average | 8 | 0.7% | 32.5% |
| 28 | THE LOAN STORE, INC. | 8 | 0.7% | — |
| 29 | GUARANTEED RATE, INC. | 7 | 0.6% | — |
| 30 | SPRING EQ, LLC | 7 | 0.6% | — |
| 31 | Synergy One Lending, Inc. | 7 | 0.6% | — |
| 32 | NATIONSTAR MORTGAGE LLC | 7 | 0.6% | — |
| 33 | MOVEMENT MORTGAGE, LLC | 6 | 0.5% | — |
| 34 | FIGURE LENDING LLC | 6 | 0.5% | — |
| 35 | SOFI BANK, NATIONAL ASSOCIATION | 6 | 0.5% | — |
| 36 | Glacier Bank 68 out of 100, Moderate | 6 | 0.5% | 20.0% |
| 37 | Boeing Employees Credit Union 75 out of 100, Strong | 6 | 0.5% | 26.5% |
| 38 | PHH Mortgage Corporation | 6 | 0.5% | — |
| 39 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 5 | 0.4% | 22.2% |
| 40 | Broker Solutions, Inc. | 5 | 0.4% | — |
Top 40 of 117 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Idaho
- Ada County 27,606 apps
- Canyon County 15,449 apps
- Kootenai County 10,451 apps
- Bonneville County 6,658 apps
- Twin Falls County 4,638 apps
- Bannock County 4,192 apps
- Bonner County 3,139 apps
- Bingham County 2,229 apps
- Jefferson County 1,848 apps
- Elmore County 1,741 apps
- Nez Perce County 1,664 apps
- Payette County 1,570 apps