Idaho · HMDA 2025
Mortgage lenders in Lewis County, ID
49 lenders reported 134 home-loan applications in Lewis County in 2025. 72 closed as loans ($11.7M), 15 were denied — a 16.5% denial rate on decided applications, close to the Idaho rate of 17.5%. The three most active lenders handled 31% of applications, led by Freedom Northwest Credit Union. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 134
- Loans originated
- 72
- Purchase / refinance
- 26 / 27
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lewis County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Freedom Northwest Credit Union 82 out of 100, Strong | 21 | 15.7% | 0.0% |
| 2 | IDAHO CENTRAL CREDIT UNION 62 out of 100, Moderate | 12 | 9.0% | 17.8% |
| 3 | Potlatch No. 1 Financial Credit Union 62 out of 100, Moderate | 9 | 6.7% | 13.4% |
| 4 | LAND HOME FINANCIAL SERVICES, INC. | 7 | 5.2% | — |
| 5 | CANOPY MORTGAGE, LLC | 6 | 4.5% | — |
| 6 | Broker Solutions, Inc. | 5 | 3.7% | — |
| 7 | Rocket Mortgage, LLC | 5 | 3.7% | — |
| 8 | GUARANTEED RATE, INC. | 4 | 3.0% | — |
| 9 | Mortgage Research Center, LLC | 4 | 3.0% | — |
| 10 | FIGURE LENDING LLC | 4 | 3.0% | — |
| 11 | NEWREZ LLC | 3 | 2.2% | — |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 2.2% | — |
| 13 | Synergy One Lending, Inc. | 3 | 2.2% | — |
| 14 | LOWER, LLC | 3 | 2.2% | — |
| 15 | Loandepot.Com, LLC | 2 | 1.5% | — |
| 16 | PENNYMAC LOAN SERVICES, LLC | 2 | 1.5% | — |
| 17 | AmeriSave Mortgage Corporation | 2 | 1.5% | — |
| 18 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 1.5% | 39.5% |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 1.5% | — |
| 20 | RESICENTRAL, LLC | 2 | 1.5% | — |
| 21 | PLANET HOME LENDING, LLC | 2 | 1.5% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 2 | 1.5% | — |
| 23 | KIND LENDING, LLC | 2 | 1.5% | — |
| 24 | BETTER MORTGAGE CORPORATION | 2 | 1.5% | — |
| 25 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.7% | 14.1% |
| 26 | Fairway Independent Mortgage Corporation | 1 | 0.7% | — |
| 27 | PNC Bank, National Association 62 out of 100, Moderate | 1 | 0.7% | 33.8% |
| 28 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.7% | 44.7% |
| 29 | SPRING EQ, LLC | 1 | 0.7% | — |
| 30 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | 0.7% | — |
| 31 | Mountain America Federal Credit Union 56 out of 100, Moderate | 1 | 0.7% | 45.0% |
| 32 | AMERICA FIRST Federal Credit Union 71 out of 100, Strong | 1 | 0.7% | 22.5% |
| 33 | AMERICAN FINANCING CORPORATION | 1 | 0.7% | — |
| 34 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 1 | 0.7% | 2.2% |
| 35 | INTERCAP LENDING INC. | 1 | 0.7% | — |
| 36 | FREEDOM MORTGAGE CORPORATION | 1 | 0.7% | — |
| 37 | PLAZA HOME MORTGAGE, INC. | 1 | 0.7% | — |
| 38 | Boeing Employees Credit Union 75 out of 100, Strong | 1 | 0.7% | 26.5% |
| 39 | Equity Prime Mortgage LLC | 1 | 0.7% | — |
| 40 | AMERICAN PACIFIC MORTGAGE CORPORATION | 1 | 0.7% | — |
Top 40 of 49 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Idaho
- Ada County 27,606 apps
- Canyon County 15,449 apps
- Kootenai County 10,451 apps
- Bonneville County 6,658 apps
- Twin Falls County 4,638 apps
- Bannock County 4,192 apps
- Bonner County 3,139 apps
- Bingham County 2,229 apps
- Jefferson County 1,848 apps
- Elmore County 1,741 apps
- Nez Perce County 1,664 apps
- Payette County 1,570 apps