Idaho · HMDA 2025
Mortgage lenders in Minidoka County, ID
111 lenders reported 1,084 home-loan applications in Minidoka County in 2025. 605 closed as loans ($125.9M), 180 were denied — a 21.8% denial rate on decided applications, above the Idaho rate of 17.5%. The three most active lenders handled 39% of applications, led by IDAHO CENTRAL CREDIT UNION. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,084
- Loans originated
- 605
- Purchase / refinance
- 312 / 171
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Minidoka County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | IDAHO CENTRAL CREDIT UNION 62 out of 100, Moderate | 218 | 20.1% | 17.8% |
| 2 | First Federal Savings Bank of Twin Falls | 142 | 13.1% | — |
| 3 | D. L. EVANS BANK | 66 | 6.1% | — |
| 4 | PREMIER MORTGAGE RESOURCES, L.L.C. | 66 | 6.1% | — |
| 5 | NFM, INC. | 56 | 5.2% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 43 | 4.0% | — |
| 7 | Rocket Mortgage, LLC | 42 | 3.9% | — |
| 8 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 36 | 3.3% | 2.2% |
| 9 | PENNYMAC LOAN SERVICES, LLC | 30 | 2.8% | — |
| 10 | PLANET HOME LENDING, LLC | 27 | 2.5% | — |
| 11 | U.S. Bank National Association 55 out of 100, Moderate | 16 | 1.5% | 39.5% |
| 12 | NEWREZ LLC | 15 | 1.4% | — |
| 13 | Citizens Bank, National Association 54 out of 100, Below average | 15 | 1.4% | 32.5% |
| 14 | Loandepot.Com, LLC | 15 | 1.4% | — |
| 15 | Connections Credit Union 50 out of 100, Below average | 14 | 1.3% | 0.9% |
| 16 | FREEDOM MORTGAGE CORPORATION | 14 | 1.3% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 11 | 1.0% | 14.1% |
| 18 | AmeriSave Mortgage Corporation | 10 | 0.9% | — |
| 19 | VANDERBILT MORTGAGE AND FINANCE, INC. | 9 | 0.8% | — |
| 20 | GUILD MORTGAGE COMPANY | 9 | 0.8% | — |
| 21 | Mortgage Research Center, LLC | 9 | 0.8% | — |
| 22 | FIGURE LENDING LLC | 9 | 0.8% | — |
| 23 | Mountain America Federal Credit Union 56 out of 100, Moderate | 8 | 0.7% | 45.0% |
| 24 | AMERICA FIRST Federal Credit Union 71 out of 100, Strong | 8 | 0.7% | 22.5% |
| 25 | KeyBank National Association 63 out of 100, Moderate | 8 | 0.7% | 32.8% |
| 26 | Broker Solutions, Inc. | 7 | 0.6% | — |
| 27 | FIRST COLONY MORTGAGE CORPORATION | 7 | 0.6% | — |
| 28 | MOVEMENT MORTGAGE, LLC | 6 | 0.6% | — |
| 29 | SPRING EQ, LLC | 6 | 0.6% | — |
| 30 | NATIONSTAR MORTGAGE LLC | 6 | 0.6% | — |
| 31 | CROSSCOUNTRY MORTGAGE, INC. | 5 | 0.5% | — |
| 32 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 0.5% | — |
| 33 | WESTMARK Credit Union 57 out of 100, Moderate | 5 | 0.5% | 20.0% |
| 34 | GOLDENWEST | 5 | 0.5% | — |
| 35 | AMERICAN PACIFIC MORTGAGE CORPORATION | 5 | 0.5% | — |
| 36 | Discover Bank | 4 | 0.4% | — |
| 37 | GUARANTEED RATE, INC. | 4 | 0.4% | — |
| 38 | AMERICAN FINANCING CORPORATION | 4 | 0.4% | — |
| 39 | NEW DAY FINANCIAL, LLC | 4 | 0.4% | — |
| 40 | MISSION LOANS, LLC | 4 | 0.4% | — |
Top 40 of 111 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Idaho
- Ada County 27,606 apps
- Canyon County 15,449 apps
- Kootenai County 10,451 apps
- Bonneville County 6,658 apps
- Twin Falls County 4,638 apps
- Bannock County 4,192 apps
- Bonner County 3,139 apps
- Bingham County 2,229 apps
- Jefferson County 1,848 apps
- Elmore County 1,741 apps
- Nez Perce County 1,664 apps
- Payette County 1,570 apps