Idaho · HMDA 2025
Mortgage lenders in Shoshone County, ID
116 lenders reported 801 home-loan applications in Shoshone County in 2025. 385 closed as loans ($83.7M), 151 were denied — a 26.6% denial rate on decided applications, above the Idaho rate of 17.5%. The three most active lenders handled 20% of applications, led by IDAHO CENTRAL CREDIT UNION. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 801
- Loans originated
- 385
- Purchase / refinance
- 218 / 107
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Shoshone County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | IDAHO CENTRAL CREDIT UNION 62 out of 100, Moderate | 68 | 8.5% | 17.8% |
| 2 | Rocket Mortgage, LLC | 49 | 6.1% | — |
| 3 | Potlatch No. 1 Financial Credit Union 62 out of 100, Moderate | 42 | 5.2% | 13.4% |
| 4 | Willamette Valley Bank 81 out of 100, Strong | 32 | 4.0% | 13.8% |
| 5 | Loandepot.Com, LLC | 29 | 3.6% | — |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 29 | 3.6% | 39.5% |
| 7 | Glacier Bank 68 out of 100, Moderate | 29 | 3.6% | 20.0% |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 27 | 3.4% | — |
| 9 | GUILD MORTGAGE COMPANY | 26 | 3.2% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 24 | 3.0% | — |
| 11 | Umpqua Bank 64 out of 100, Moderate | 20 | 2.5% | 28.5% |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 19 | 2.4% | 14.1% |
| 13 | AmeriSave Mortgage Corporation | 17 | 2.1% | — |
| 14 | NEWREZ LLC | 14 | 1.7% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 14 | 1.7% | — |
| 16 | AMERICAN PACIFIC MORTGAGE CORPORATION | 14 | 1.7% | — |
| 17 | CMG MORTGAGE, INC. | 13 | 1.6% | — |
| 18 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 13 | 1.6% | — |
| 19 | NUMERICA CREDIT UNION 74 out of 100, Strong | 13 | 1.6% | 39.5% |
| 20 | Mortgage Research Center, LLC | 11 | 1.4% | — |
| 21 | PREMIER MORTGAGE RESOURCES, L.L.C. | 11 | 1.4% | — |
| 22 | GUARANTEED RATE, INC. | 10 | 1.2% | — |
| 23 | CROSSCOUNTRY MORTGAGE, INC. | 10 | 1.2% | — |
| 24 | SPOKANE TEACHERS | 10 | 1.2% | — |
| 25 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 9 | 1.1% | — |
| 26 | Bank of America, National Association 59 out of 100, Moderate | 8 | 1.0% | 44.7% |
| 27 | PLANET HOME LENDING, LLC | 8 | 1.0% | — |
| 28 | 21st Mortgage Corporation | 7 | 0.9% | — |
| 29 | Citizens Bank, National Association 54 out of 100, Below average | 7 | 0.9% | 32.5% |
| 30 | Freedom Northwest Credit Union 82 out of 100, Strong | 7 | 0.9% | 0.0% |
| 31 | Paramount Residential Mortgage Group, Inc. | 7 | 0.9% | — |
| 32 | LAKEVIEW LOAN SERVICING, LLC | 7 | 0.9% | — |
| 33 | BETTER MORTGAGE CORPORATION | 7 | 0.9% | — |
| 34 | Broker Solutions, Inc. | 6 | 0.7% | — |
| 35 | Sunflower Bank, National Association 51 out of 100, Below average | 6 | 0.7% | 5.8% |
| 36 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 0.7% | — |
| 37 | FIGURE LENDING LLC | 6 | 0.7% | — |
| 38 | SOFI BANK, NATIONAL ASSOCIATION | 6 | 0.7% | — |
| 39 | Mountain America Federal Credit Union 56 out of 100, Moderate | 6 | 0.7% | 45.0% |
| 40 | Granite Bank 53 out of 100, Below average | 6 | 0.7% | 6.2% |
Top 40 of 116 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Idaho
- Ada County 27,606 apps
- Canyon County 15,449 apps
- Kootenai County 10,451 apps
- Bonneville County 6,658 apps
- Twin Falls County 4,638 apps
- Bannock County 4,192 apps
- Bonner County 3,139 apps
- Bingham County 2,229 apps
- Jefferson County 1,848 apps
- Elmore County 1,741 apps
- Nez Perce County 1,664 apps
- Payette County 1,570 apps