Idaho · HMDA 2025
Mortgage lenders in Teton County, ID
147 lenders reported 954 home-loan applications in Teton County in 2025. 487 closed as loans ($288.2M), 157 were denied — a 22.1% denial rate on decided applications, above the Idaho rate of 17.5%. The three most active lenders handled 28% of applications, led by Zions Bancorporation, N.A.. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 954
- Loans originated
- 487
- Purchase / refinance
- 224 / 155
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Teton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 108 | 11.3% | 30.7% |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 84 | 8.8% | 39.5% |
| 3 | IDAHO CENTRAL CREDIT UNION 62 out of 100, Moderate | 74 | 7.8% | 17.8% |
| 4 | Rocket Mortgage, LLC | 38 | 4.0% | — |
| 5 | GUARANTEED RATE, INC. | 34 | 3.6% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 31 | 3.2% | — |
| 7 | OriginPoint, LLC | 22 | 2.3% | — |
| 8 | Bank of America, National Association 59 out of 100, Moderate | 21 | 2.2% | 44.7% |
| 9 | Mountain America Federal Credit Union 56 out of 100, Moderate | 21 | 2.2% | 45.0% |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 18 | 1.9% | 14.1% |
| 11 | NEWREZ LLC | 17 | 1.8% | — |
| 12 | NBH Bank 66 out of 100, Moderate | 17 | 1.8% | 16.8% |
| 13 | SPRING EQ, LLC | 16 | 1.7% | — |
| 14 | First Interstate Bank 62 out of 100, Moderate | 15 | 1.6% | 29.4% |
| 15 | Commerce Home Mortgage, Inc. | 14 | 1.5% | — |
| 16 | BEEHIVE | 14 | 1.5% | — |
| 17 | UNITED SHORE FINANCIAL SERVICES, LLC | 13 | 1.4% | — |
| 18 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 12 | 1.3% | 22.2% |
| 19 | KeyBank National Association 63 out of 100, Moderate | 12 | 1.3% | 32.8% |
| 20 | PHH Mortgage Corporation | 12 | 1.3% | — |
| 21 | GUILD MORTGAGE COMPANY | 11 | 1.2% | — |
| 22 | EAST IDAHO Credit Union | 11 | 1.2% | — |
| 23 | Citadel Servicing Corporation | 10 | 1.0% | — |
| 24 | WESTMARK Credit Union 57 out of 100, Moderate | 10 | 1.0% | 20.0% |
| 25 | Meridian Trust Federal Credit Union 74 out of 100, Strong | 10 | 1.0% | 22.8% |
| 26 | BETTER MORTGAGE CORPORATION | 10 | 1.0% | — |
| 27 | The Bank of Commerce 78 out of 100, Strong | 10 | 1.0% | 4.1% |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 9 | 0.9% | 32.9% |
| 29 | FIGURE LENDING LLC | 9 | 0.9% | — |
| 30 | SUMMIT FUNDING, INC. | 8 | 0.8% | — |
| 31 | REDWOOD RESIDENTIAL ACQUISITION CORPORATION | 7 | 0.7% | — |
| 32 | CROSSCOUNTRY MORTGAGE, INC. | 6 | 0.6% | — |
| 33 | BMO Bank National Association 83 out of 100, Strong | 6 | 0.6% | 40.5% |
| 34 | First Western Trust Bank 58 out of 100, Moderate | 6 | 0.6% | 0.7% |
| 35 | AMERICA FIRST Federal Credit Union 71 out of 100, Strong | 6 | 0.6% | 22.5% |
| 36 | FREEDOM MORTGAGE CORPORATION | 6 | 0.6% | — |
| 37 | CALCON MUTUAL MORTGAGE LLC | 6 | 0.6% | — |
| 38 | MUTUAL OF OMAHA MORTGAGE, INC. | 6 | 0.6% | — |
| 39 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 0.5% | — |
| 40 | SOFI BANK, NATIONAL ASSOCIATION | 5 | 0.5% | — |
Top 40 of 147 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Idaho
- Ada County 27,606 apps
- Canyon County 15,449 apps
- Kootenai County 10,451 apps
- Bonneville County 6,658 apps
- Twin Falls County 4,638 apps
- Bannock County 4,192 apps
- Bonner County 3,139 apps
- Bingham County 2,229 apps
- Jefferson County 1,848 apps
- Elmore County 1,741 apps
- Nez Perce County 1,664 apps
- Payette County 1,570 apps