Illinois · HMDA 2025
Mortgage lenders in Grundy County, IL
189 lenders reported 2,222 home-loan applications in Grundy County in 2025. 1,248 closed as loans ($290.1M), 272 were denied — a 17.2% denial rate on decided applications, below the Illinois rate of 21.5%. The three most active lenders handled 18% of applications, led by GUARANTEED RATE, INC.. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,222
- Loans originated
- 1,248
- Purchase / refinance
- 663 / 371
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Grundy County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GUARANTEED RATE, INC. | 164 | 7.4% | — |
| 2 | Grundy Bank 85 out of 100, Very strong | 139 | 6.3% | 1.5% |
| 3 | Rocket Mortgage, LLC | 107 | 4.8% | — |
| 4 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 95 | 4.3% | 14.1% |
| 5 | Old National Bank 59 out of 100, Moderate | 91 | 4.1% | 22.1% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 79 | 3.6% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 68 | 3.1% | — |
| 8 | Loandepot.Com, LLC | 53 | 2.4% | — |
| 9 | U.S. Bank National Association 55 out of 100, Moderate | 51 | 2.3% | 39.5% |
| 10 | NEWREZ LLC | 50 | 2.3% | — |
| 11 | AMERICAN PACIFIC MORTGAGE CORPORATION | 47 | 2.1% | — |
| 12 | CROSSCOUNTRY MORTGAGE, INC. | 46 | 2.1% | — |
| 13 | Fairway Independent Mortgage Corporation | 42 | 1.9% | — |
| 14 | NATIONSTAR MORTGAGE LLC | 38 | 1.7% | — |
| 15 | BMO Bank National Association 83 out of 100, Strong | 37 | 1.7% | 40.5% |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 36 | 1.6% | — |
| 17 | 21st Mortgage Corporation | 33 | 1.5% | — |
| 18 | NUMARK CREDIT UNION 59 out of 100, Moderate | 31 | 1.4% | 23.1% |
| 19 | FINANCIAL PLUS CREDIT UNION | 31 | 1.4% | — |
| 20 | AmeriSave Mortgage Corporation | 30 | 1.4% | — |
| 21 | FREEDOM MORTGAGE CORPORATION | 30 | 1.4% | — |
| 22 | Busey Bank 74 out of 100, Strong | 30 | 1.4% | 13.9% |
| 23 | Broker Solutions, Inc. | 29 | 1.3% | — |
| 24 | First Federal Savings Bank 57 out of 100, Moderate | 28 | 1.3% | 6.8% |
| 25 | GREENSTATE Credit Union 50 out of 100, Below average | 27 | 1.2% | 10.1% |
| 26 | Mortgage Research Center, LLC | 26 | 1.2% | — |
| 27 | Fifth Third Bank, National Association 62 out of 100, Moderate | 25 | 1.1% | 34.0% |
| 28 | GUILD MORTGAGE COMPANY | 22 | 1.0% | — |
| 29 | Coastal Community Bank 35 out of 100, Low | 22 | 1.0% | 3.0% |
| 30 | LAKEVIEW LOAN SERVICING, LLC | 21 | 0.9% | — |
| 31 | LOWER, LLC | 21 | 0.9% | — |
| 32 | PNC Bank, National Association 62 out of 100, Moderate | 19 | 0.9% | 33.8% |
| 33 | ALLIANT CREDIT UNION 60 out of 100, Moderate | 19 | 0.9% | 34.0% |
| 34 | Discover Bank | 18 | 0.8% | — |
| 35 | LENNAR MORTGAGE, LLC | 18 | 0.8% | — |
| 36 | Bank of America, National Association 59 out of 100, Moderate | 18 | 0.8% | 44.7% |
| 37 | PLANET HOME LENDING, LLC | 18 | 0.8% | — |
| 38 | Midland States Bank 62 out of 100, Moderate | 16 | 0.7% | 27.2% |
| 39 | North Shore Trust and Savings 74 out of 100, Strong | 16 | 0.7% | 9.8% |
| 40 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 16 | 0.7% | 9.1% |
Top 40 of 189 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps