Illinois · HMDA 2025
Mortgage lenders in Ogle County, IL
194 lenders reported 1,669 home-loan applications in Ogle County in 2025. 1,001 closed as loans ($174.8M), 194 were denied — a 15.7% denial rate on decided applications, below the Illinois rate of 21.5%. The three most active lenders handled 16% of applications, led by Rocket Mortgage, LLC. 20 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,669
- Loans originated
- 1,001
- Purchase / refinance
- 572 / 295
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Ogle County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 99 | 5.9% | — |
| 2 | Holcomb Bank 72 out of 100, Strong | 82 | 4.9% | 5.1% |
| 3 | Stillman BancCorp N.A. 66 out of 100, Moderate | 78 | 4.7% | 11.1% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 71 | 4.3% | — |
| 5 | GREENSTATE Credit Union 50 out of 100, Below average | 68 | 4.1% | 10.1% |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 62 | 3.7% | 39.5% |
| 7 | Central Bank Illinois 55 out of 100, Moderate | 57 | 3.4% | 3.1% |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 47 | 2.8% | — |
| 9 | Mortgage Research Center, LLC | 43 | 2.6% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 39 | 2.3% | 14.1% |
| 11 | GUARANTEED RATE, INC. | 33 | 2.0% | — |
| 12 | Byron Bank 69 out of 100, Moderate | 32 | 1.9% | 9.1% |
| 13 | Union Savings Bank 66 out of 100, Moderate | 31 | 1.9% | 5.1% |
| 14 | GUILD MORTGAGE COMPANY | 29 | 1.7% | — |
| 15 | ENVOY MORTGAGE, LTD | 26 | 1.6% | — |
| 16 | First Mid Bank & Trust, National Association 70 out of 100, Strong | 26 | 1.6% | 22.9% |
| 17 | FREEDOM MORTGAGE CORPORATION | 23 | 1.4% | — |
| 18 | Loandepot.Com, LLC | 22 | 1.3% | — |
| 19 | SPRING EQ, LLC | 22 | 1.3% | — |
| 20 | PLANET HOME LENDING, LLC | 22 | 1.3% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 22 | 1.3% | — |
| 22 | LAKEVIEW LOAN SERVICING, LLC | 22 | 1.3% | — |
| 23 | Coastal Community Bank 35 out of 100, Low | 22 | 1.3% | 3.0% |
| 24 | NEWREZ LLC | 21 | 1.3% | — |
| 25 | Rock Valley Credit Union 63 out of 100, Moderate | 21 | 1.3% | 14.9% |
| 26 | Broker Solutions, Inc. | 20 | 1.2% | — |
| 27 | Members Alliance Credit Union | 19 | 1.1% | — |
| 28 | FIRST NORTHERN Credit Union 78 out of 100, Strong | 19 | 1.1% | 11.9% |
| 29 | First National Bank of Omaha 72 out of 100, Strong | 18 | 1.1% | 25.9% |
| 30 | Fifth Third Bank, National Association 62 out of 100, Moderate | 17 | 1.0% | 34.0% |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 16 | 1.0% | 32.9% |
| 32 | PNC Bank, National Association 62 out of 100, Moderate | 16 | 1.0% | 33.8% |
| 33 | First State Bank 69 out of 100, Moderate | 16 | 1.0% | 7.3% |
| 34 | Midland States Bank 62 out of 100, Moderate | 16 | 1.0% | 27.2% |
| 35 | SOFI BANK, NATIONAL ASSOCIATION | 15 | 0.9% | — |
| 36 | Sauk Valley Bank & Trust Company 57 out of 100, Moderate | 15 | 0.9% | 8.8% |
| 37 | FIGURE LENDING LLC | 14 | 0.8% | — |
| 38 | The Huntington National Bank 59 out of 100, Moderate | 13 | 0.8% | 31.6% |
| 39 | AMERIHOME MORTGAGE COMPANY, LLC | 13 | 0.8% | — |
| 40 | COMPEER FINANCIAL, FLCA | 13 | 0.8% | — |
Top 40 of 194 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps