Indiana · HMDA 2025
Mortgage lenders in Morgan County, IN
248 lenders reported 4,843 home-loan applications in Morgan County in 2025. 2,469 closed as loans ($570.5M), 656 were denied — a 20.3% denial rate on decided applications, close to the Indiana rate of 19.9%. The three most active lenders handled 15% of applications, led by Home Bank SB. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,843
- Loans originated
- 2,469
- Purchase / refinance
- 1,248 / 815
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Morgan County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Home Bank SB | 304 | 6.3% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 229 | 4.7% | — |
| 3 | Rocket Mortgage, LLC | 182 | 3.8% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 174 | 3.6% | — |
| 5 | NEWREZ LLC | 169 | 3.5% | — |
| 6 | GVC MORTGAGE, INC. | 166 | 3.4% | — |
| 7 | BMO Bank National Association 83 out of 100, Strong | 159 | 3.3% | 40.5% |
| 8 | Fairway Independent Mortgage Corporation | 134 | 2.8% | — |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 123 | 2.5% | 14.1% |
| 10 | FREEDOM MORTGAGE CORPORATION | 123 | 2.5% | — |
| 11 | DHI MORTGAGE COMPANY, LTD. | 100 | 2.1% | — |
| 12 | Broker Solutions, Inc. | 97 | 2.0% | — |
| 13 | INDIANA MEMBERS CREDIT UNION 74 out of 100, Strong | 97 | 2.0% | 14.1% |
| 14 | Fifth Third Bank, National Association 62 out of 100, Moderate | 97 | 2.0% | 34.0% |
| 15 | NVR Mortgage Finance, Inc. | 89 | 1.8% | — |
| 16 | VANDERBILT MORTGAGE AND FINANCE, INC. | 86 | 1.8% | — |
| 17 | Mortgage Research Center, LLC | 82 | 1.7% | — |
| 18 | U.S. Bank National Association 55 out of 100, Moderate | 80 | 1.7% | 39.5% |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 80 | 1.7% | — |
| 20 | Loandepot.Com, LLC | 79 | 1.6% | — |
| 21 | First Merchants Bank 58 out of 100, Moderate | 75 | 1.5% | 19.8% |
| 22 | RUOFF MORTGAGE COMPANY, INC. | 71 | 1.5% | — |
| 23 | The Huntington National Bank 59 out of 100, Moderate | 70 | 1.4% | 31.6% |
| 24 | Regions Bank 64 out of 100, Moderate | 63 | 1.3% | 43.1% |
| 25 | PNC Bank, National Association 62 out of 100, Moderate | 60 | 1.2% | 33.8% |
| 26 | FORUM | 57 | 1.2% | — |
| 27 | UNION HOME MORTGAGE CORP. | 57 | 1.2% | — |
| 28 | Taylor Morrison Home Funding, Inc. | 57 | 1.2% | — |
| 29 | CROSSCOUNTRY MORTGAGE, INC. | 55 | 1.1% | — |
| 30 | 21st Mortgage Corporation | 52 | 1.1% | — |
| 31 | Citizens Bank 71 out of 100, Strong | 50 | 1.0% | 11.6% |
| 32 | NATIONSTAR MORTGAGE LLC | 48 | 1.0% | — |
| 33 | Elements Financial Federal Credit Union 77 out of 100, Strong | 45 | 0.9% | 15.7% |
| 34 | VILLAGE CAPITAL & INVESTMENT LLC | 43 | 0.9% | — |
| 35 | AmeriSave Mortgage Corporation | 38 | 0.8% | — |
| 36 | CARRINGTON MORTGAGE SERVICES, LLC | 38 | 0.8% | — |
| 37 | PLANET HOME LENDING, LLC | 36 | 0.7% | — |
| 38 | Union Savings Bank 74 out of 100, Strong | 36 | 0.7% | 5.3% |
| 39 | Navy Federal Credit Union 66 out of 100, Moderate | 32 | 0.7% | 32.9% |
| 40 | MJW FINANCIAL LLC | 30 | 0.6% | — |
Top 40 of 248 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Hamilton County 21,889 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps