Indiana · HMDA 2025
Mortgage lenders in Putnam County, IN
190 lenders reported 1,798 home-loan applications in Putnam County in 2025. 939 closed as loans ($198.8M), 258 were denied — a 20.6% denial rate on decided applications, close to the Indiana rate of 19.9%. The three most active lenders handled 15% of applications, led by RUOFF MORTGAGE COMPANY, INC.. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,798
- Loans originated
- 939
- Purchase / refinance
- 439 / 317
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Putnam County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | RUOFF MORTGAGE COMPANY, INC. | 100 | 5.6% | — |
| 2 | EVERWISE CREDIT UNION 56 out of 100, Moderate | 84 | 4.7% | 22.2% |
| 3 | Rocket Mortgage, LLC | 81 | 4.5% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 75 | 4.2% | — |
| 5 | NEWREZ LLC | 70 | 3.9% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 67 | 3.7% | — |
| 7 | The North Salem State Bank 64 out of 100, Moderate | 57 | 3.2% | 1.9% |
| 8 | Wolfe Financial, Inc | 54 | 3.0% | — |
| 9 | The Huntington National Bank 59 out of 100, Moderate | 49 | 2.7% | 31.6% |
| 10 | Old National Bank 59 out of 100, Moderate | 47 | 2.6% | 22.1% |
| 11 | First National Bank 61 out of 100, Moderate | 46 | 2.6% | 9.1% |
| 12 | FREEDOM MORTGAGE CORPORATION | 43 | 2.4% | — |
| 13 | PNC Bank, National Association 62 out of 100, Moderate | 38 | 2.1% | 33.8% |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 35 | 1.9% | — |
| 15 | Mortgage Research Center, LLC | 32 | 1.8% | — |
| 16 | Fairway Independent Mortgage Corporation | 31 | 1.7% | — |
| 17 | U.S. Bank National Association 55 out of 100, Moderate | 29 | 1.6% | 39.5% |
| 18 | GVC MORTGAGE, INC. | 29 | 1.6% | — |
| 19 | UNION HOME MORTGAGE CORP. | 28 | 1.6% | — |
| 20 | Fifth Third Bank, National Association 62 out of 100, Moderate | 28 | 1.6% | 34.0% |
| 21 | NATIONSTAR MORTGAGE LLC | 26 | 1.4% | — |
| 22 | CARRINGTON MORTGAGE SERVICES, LLC | 24 | 1.3% | — |
| 23 | First Financial Bank, National Association 68 out of 100, Moderate | 23 | 1.3% | 28.8% |
| 24 | Broker Solutions, Inc. | 22 | 1.2% | — |
| 25 | PLANET HOME LENDING, LLC | 22 | 1.2% | — |
| 26 | NEW DAY FINANCIAL, LLC | 21 | 1.2% | — |
| 27 | Loandepot.Com, LLC | 20 | 1.1% | — |
| 28 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 19 | 1.1% | 14.1% |
| 29 | MJW FINANCIAL LLC | 19 | 1.1% | — |
| 30 | AmeriSave Mortgage Corporation | 18 | 1.0% | — |
| 31 | CROSSCOUNTRY MORTGAGE, INC. | 17 | 0.9% | — |
| 32 | INDIANA MEMBERS CREDIT UNION 74 out of 100, Strong | 17 | 0.9% | 14.1% |
| 33 | FIGURE LENDING LLC | 16 | 0.9% | — |
| 34 | STOCKTON MORTGAGE CORPORATION | 16 | 0.9% | — |
| 35 | Navy Federal Credit Union 66 out of 100, Moderate | 14 | 0.8% | 32.9% |
| 36 | Coastal Community Bank 35 out of 100, Low | 14 | 0.8% | 3.0% |
| 37 | The Riddell National Bank 59 out of 100, Moderate | 13 | 0.7% | 4.0% |
| 38 | Renasant Bank 64 out of 100, Moderate | 13 | 0.7% | 11.6% |
| 39 | FORUM | 13 | 0.7% | — |
| 40 | CRANE | 13 | 0.7% | — |
Top 40 of 190 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Hamilton County 21,889 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps