Iowa · HMDA 2025
Mortgage lenders in Kossuth County, IA
73 lenders reported 376 home-loan applications in Kossuth County in 2025. 206 closed as loans ($29.4M), 49 were denied — a 18.4% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 39% of applications, led by Northwest Bank. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 376
- Loans originated
- 206
- Purchase / refinance
- 125 / 47
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Kossuth County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Northwest Bank 70 out of 100, Strong | 87 | 23.1% | 6.0% |
| 2 | IOWA BANKERS MORTGAGE CORPORATION | 33 | 8.8% | — |
| 3 | Flanagan State Bank 67 out of 100, Moderate | 27 | 7.2% | 14.2% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 17 | 4.5% | — |
| 5 | Rocket Mortgage, LLC | 15 | 4.0% | — |
| 6 | NEWREZ LLC | 11 | 2.9% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 11 | 2.9% | — |
| 8 | Fidelity Bank & Trust 55 out of 100, Moderate | 11 | 2.9% | 4.5% |
| 9 | Mortgage Research Center, LLC | 9 | 2.4% | — |
| 10 | PLAZA HOME MORTGAGE, INC. | 9 | 2.4% | — |
| 11 | Broker Solutions, Inc. | 8 | 2.1% | — |
| 12 | Farm Credit Mid-America | 8 | 2.1% | — |
| 13 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 7 | 1.9% | 11.2% |
| 14 | Plains Commerce Bank 59 out of 100, Moderate | 7 | 1.9% | 10.0% |
| 15 | Coastal Community Bank 35 out of 100, Low | 7 | 1.9% | 3.0% |
| 16 | NATIONSTAR MORTGAGE LLC | 6 | 1.6% | — |
| 17 | GREENSTATE Credit Union 50 out of 100, Below average | 6 | 1.6% | 10.1% |
| 18 | U.S. Bank National Association 55 out of 100, Moderate | 5 | 1.3% | 39.5% |
| 19 | FIGURE LENDING LLC | 5 | 1.3% | — |
| 20 | Loandepot.Com, LLC | 4 | 1.1% | — |
| 21 | GUARANTEED RATE, INC. | 4 | 1.1% | — |
| 22 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 0.8% | 22.2% |
| 23 | AmeriSave Mortgage Corporation | 3 | 0.8% | — |
| 24 | SPRING EQ, LLC | 3 | 0.8% | — |
| 25 | FREEDOM MORTGAGE CORPORATION | 3 | 0.8% | — |
| 26 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 0.8% | — |
| 27 | NEW DAY FINANCIAL, LLC | 3 | 0.8% | — |
| 28 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 3 | 0.8% | 9.1% |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.5% | 32.9% |
| 30 | 21st Mortgage Corporation | 2 | 0.5% | — |
| 31 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.5% | 14.1% |
| 32 | AMERICAN FINANCIAL RESOURCES, INC. | 2 | 0.5% | — |
| 33 | First Bank 78 out of 100, Strong | 2 | 0.5% | 2.4% |
| 34 | ENVOY MORTGAGE, LTD | 2 | 0.5% | — |
| 35 | Heritage Bank National Association 34 out of 100, Low | 2 | 0.5% | 11.9% |
| 36 | HOMEOWNERS FINANCIAL GROUP USA, LLC | 2 | 0.5% | — |
| 37 | CARRINGTON MORTGAGE SERVICES, LLC | 2 | 0.5% | — |
| 38 | ROYAL UNITED MORTGAGE LLC | 2 | 0.5% | — |
| 39 | Bank Midwest 69 out of 100, Moderate | 2 | 0.5% | 5.3% |
| 40 | DATA MORTGAGE, INC. | 2 | 0.5% | — |
Top 40 of 73 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps