Iowa · HMDA 2025
Mortgage lenders in Pottawattamie County, IA
212 lenders reported 4,291 home-loan applications in Pottawattamie County in 2025. 2,568 closed as loans ($1.1B), 559 were denied — a 17.2% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 16% of applications, led by CENTRIS. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,291
- Loans originated
- 2,568
- Purchase / refinance
- 1,353 / 725
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Pottawattamie County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | CENTRIS | 254 | 5.9% | — |
| 2 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 231 | 5.4% | 11.2% |
| 3 | First National Bank of Omaha 72 out of 100, Strong | 217 | 5.1% | 25.9% |
| 4 | U.S. Bank National Association 55 out of 100, Moderate | 212 | 4.9% | 39.5% |
| 5 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 192 | 4.5% | — |
| 6 | Rocket Mortgage, LLC | 185 | 4.3% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 165 | 3.8% | — |
| 8 | American National Bank | 135 | 3.1% | — |
| 9 | CMG MORTGAGE, INC. | 134 | 3.1% | — |
| 10 | CHARTER WEST BANK 68 out of 100, Moderate | 100 | 2.3% | 8.6% |
| 11 | FLAT BRANCH MORTGAGE, INC. | 100 | 2.3% | — |
| 12 | NEWREZ LLC | 83 | 1.9% | — |
| 13 | Mortgage Research Center, LLC | 83 | 1.9% | — |
| 14 | 21st Mortgage Corporation | 78 | 1.8% | — |
| 15 | GUARANTEED RATE, INC. | 75 | 1.7% | — |
| 16 | Availa Bank 65 out of 100, Moderate | 75 | 1.7% | 5.3% |
| 17 | Glenwood State Bank 77 out of 100, Strong | 73 | 1.7% | 1.2% |
| 18 | UNITED SHORE FINANCIAL SERVICES, LLC | 67 | 1.6% | — |
| 19 | NATIONSTAR MORTGAGE LLC | 67 | 1.6% | — |
| 20 | GUILD MORTGAGE COMPANY | 62 | 1.4% | — |
| 21 | BETTER MORTGAGE CORPORATION | 62 | 1.4% | — |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 61 | 1.4% | 14.1% |
| 23 | FREEDOM MORTGAGE CORPORATION | 61 | 1.4% | — |
| 24 | METRO CU | 56 | 1.3% | — |
| 25 | AmeriSave Mortgage Corporation | 46 | 1.1% | — |
| 26 | Cobalt Credit Union | 46 | 1.1% | — |
| 27 | Midstates Bank, National Association 79 out of 100, Strong | 44 | 1.0% | 2.0% |
| 28 | Coastal Community Bank 35 out of 100, Low | 44 | 1.0% | 3.0% |
| 29 | AMERIHOME MORTGAGE COMPANY, LLC | 40 | 0.9% | — |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 39 | 0.9% | 32.9% |
| 31 | PLANET HOME LENDING, LLC | 37 | 0.9% | — |
| 32 | Loandepot.Com, LLC | 35 | 0.8% | — |
| 33 | Broker Solutions, Inc. | 31 | 0.7% | — |
| 34 | Access Bank 65 out of 100, Moderate | 31 | 0.7% | 2.2% |
| 35 | IOWA BANKERS MORTGAGE CORPORATION | 31 | 0.7% | — |
| 36 | Arbor Bank 57 out of 100, Moderate | 30 | 0.7% | 0.9% |
| 37 | Fairway Independent Mortgage Corporation | 28 | 0.7% | — |
| 38 | FIGURE LENDING LLC | 27 | 0.6% | — |
| 39 | Plains Commerce Bank 59 out of 100, Moderate | 27 | 0.6% | 10.0% |
| 40 | Pinnacle Bank 74 out of 100, Strong | 24 | 0.6% | 4.8% |
Top 40 of 212 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps
- Muscatine County 1,375 apps